161 Vermont Ave, Moneta, VA 24121 Property Records

Franklin County property record for 161 Vermont Ave, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,421 sqft · built 2004
Lot Size	0.989 acres (43,081 sqft)
Owner	2 Trust Names on File
Last Sale	$745,000 (Apr 2014)
Tax Bill	$5,802 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032 08-065 00`

Property Details

APN / Parcel Number

Primary APN	`032 08-065 00`
Alternative APN	`37646`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,421 sqft Living Area
Gross Area	4,308 sqft
1st Floor Area	2,394 sqft
Basement Area	2,394 sqft
Finished Basement	1,630 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,081 sqft (0.989 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	384 sqft
Driveway	Paver Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	590 sqft
Deck Area	20 sqft
Patio Area	640 sqft
Balcony Area	27 sqft
Storage Building	50 sqft
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	37646
Street Address	161 VERMONT AVE
City	MONETA
State	VA
Zip	24121-5329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARK PLACE LOT 61
Legal Subdivision	PARK PLAC
Legal Lot Number	61
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3005
Census Tract	20104

Owner

161 Vermont Ave is owner-occupied and held in a trust since February 2024.

Source: Franklin County records, as of September 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	161 VERMONT AVE, MONETA, VA 24121-5329
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2014 · Amount on File
Deed Sale	Apr 25, 2014 · Amount on File
Prior Sale	Jul 25, 2006
Deed Document Number	20142063
Deed Book / Page	1047 / 1284
Last Transfer Date	Feb 19, 2024
Transfer Doc	0000003808
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	161 VERMONT AVE, MONETA, VA 24121-5329
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011440339
Date	Aug 4, 2020
Book Page	1144/339
Instrument	200005520

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 161 Vermont Ave was $5,802.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,802.00	$1,349,500 Land $312,000 Building $1,037,500	$1,349,500 Land $312,000 Building $1,037,500
2023	$4,656.00	$763,400 (-) Land $305,000 Building $458,400	$763,400 (-) Land $305,000 Building $458,400
2022		$763,400 Land $305,000 Building $458,400	$763,400 Land $305,000 Building $458,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 161 Vermont Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Vermont Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK PLACE private · serves 501 people · EPA ID VA5067725
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SMLW Broadband Fixed Wireless	1,000 / 100
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20