197 Spinnaker Way, Upland, CA 91786 Property Records

San Bernardino County property record for 197 Spinnaker Way, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 1978
Lot Size	0.191 acres (8,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2007)
Tax Bill	$6,457 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1007-621-36-0000`

Property Details

APN / Parcel Number

Primary APN	`1007-621-36-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,492 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,316 sqft (0.191 acres)
Lot Dimensions	132 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	549 sqft
Patio Area	549 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	197 SPINNAKER WAY
City	UPLAND
State	CA
Zip	91786-6152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9593 LOT 1
Legal Subdivision	TRACT 9593
Legal Tract	9593
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	825

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 SPINNAKER WAY, UPLAND, CA 91786-6152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC
Jul 25, 2017	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2007 · Amount on Record
Deed Sale	May 24, 2007 · Amount on Record
Prior Sale	Feb 14, 2007 · Amount on Record
Deed Document Number	2007313925
Prior Transfer Date	Feb 6, 2007
Prior Transfer Doc	0000097304
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	197 SPINNAKER WAY, UPLAND, CA 91786-6152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SPINNAKER WAY, UPLAND, CA 91786-6152

Mortgage

Document Number	0000407019
Date	Oct 22, 2020
Instrument	2020-0407019

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	197 SPINNAKER WAY, UPLAND, CA 91786-6152
Document Number	0000310369
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 SPINNAKER WAY UPLAND CA 917866152, UPLAND, CA 91786-6152

Mortgage

Document Number	0000310369
Date	Jul 31, 2017
Instrument	310369

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$601,298 (+2%) Land $273,317 Building $327,981
2025	$6,457.00 (+4.89%) Homeowner's exemption	$589,508 (+4.04%) Land $267,958 Building $321,550
2023	$6,156.00 (+2.23%) Homeowner's exemption	$566,617 Land $257,553 Building $309,064
2022	$6,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

Nearby Properties on Spinnaker Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures