178 Spinnaker Way, Upland, CA 91786 Property Records

San Bernardino County property record for 178 Spinnaker Way, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 1978
Lot Size	0.191 acres (8,316 sqft)
Owner	2 Company Names on Record
Last Sale	$420,000 (May 2015)
Tax Bill	$5,548 (2025)
Deeds & Mortgages	Jun 2026 Transfer Feb 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1007-621-24-0000`

Property Details

APN / Parcel Number

Primary APN	`1007-621-24-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,492 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,316 sqft (0.191 acres)
Lot Dimensions	132 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	624 sqft
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	178 SPINNAKER WAY
City	UPLAND
State	CA
Zip	91786-6152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9593 LOT 13
Legal Subdivision	TRACT NO 9593
Legal Tract	9593
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	825

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	178 SPINNAKER WAY, UPLAND, CA 91786-6152
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Affidavit of Death of Trustee, Transfer
Feb 2, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 25, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Feb 10, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 20, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2015 · Amount on Record
Deed Sale	May 28, 2015 · Amount on Record
Prior Sale	Aug 30, 2005 · Amount on Record
Deed Document Number	2015218908
Last Transfer Date	Jun 15, 2026
Transfer Doc	0000157638
Record Updated	Sep 20, 2026

June 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 22, 2026
Property Address	178 SPINNAKER WAY, UPLAND, CA 91786-6152
Document Number	0000157638
Instrument Date	Jun 15, 2026
Instrument	2026157638
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	178 SPINNAKER WAY, UPLAND, CA 91786-6152

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	178 SPINNAKER WAY, UPLAND, CA 91786-6152
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 SPINNAKER WAY, UPLAND, CA 91786-6152

Mortgage

Document Number	0000024566
Date	Feb 2, 2023
Instrument	2023-0024566

Lender

Name	FIRST BANK
Type	Bank
Address	CORONA, CA 92879

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	178 SPINNAKER WAY, UPLAND, CA 91786-6152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 SPINNAKER WAY, UPLAND, CA 91786-6152

Mortgage

Document Number	0000441622
Date	Nov 9, 2020
Instrument	2020-0441622

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	178 SPINNAKER WAY, UPLAND, CA 91786-6152
Document Number	0000090355
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 SPINNAKER WAY UPLAND CA 917866152, UPLAND, CA 91786-6152

Mortgage

Document Number	0000090355
Date	Mar 13, 2020
Instrument	90355

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	178 SPINNAKER WAY, UPLAND, CA 91786-6152
Document Number	0000061600
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 SPINNAKER WAY UPLAND CA 917866152, UPLAND, CA 91786-6152

Mortgage

Document Number	0000061600
Date	Feb 21, 2018
Instrument	61600

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	178 SPINNAKER WAY, UPLAND, CA 91786-6152
Document Number	0000302413
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 SPINNAKER WAY UPLAND CA 917866152, UPLAND, CA 91786-6152

Mortgage

Document Number	0000302413
Date	Jul 26, 2017
Instrument	302413

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,872 (+2%) Land $180,206 Building $334,666
2025	$5,548.00 (+4.92%) Homeowner's exemption	$504,777 (+4.04%) Land $176,673 Building $328,104
2023	$5,288.00 (+2.22%) Homeowner's exemption	$485,177 Land $169,813 Building $315,364
2022	$5,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

Nearby Properties on Spinnaker Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures