154 Spinnaker Way, Upland, CA 91786 Property Records

San Bernardino County property record for 154 Spinnaker Way, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,486 sqft · built 1978
Lot Size	0.188 acres (8,190 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Mar 2023)
Tax Bill	$7,686 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2022 Reverse Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1007-621-26-0000`

Property Details

APN / Parcel Number

Primary APN	`1007-621-26-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	1,946 sqft
1st Floor Area	1,486 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,190 sqft (0.188 acres)
Lot Dimensions	130 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	138 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	154 SPINNAKER WAY
City	UPLAND
State	CA
Zip	91786-6152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9593 LOT 11
Legal Subdivision	TRACT 9593
Legal Tract	9593
Legal Block	1
Legal Lot Number	11
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	825

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jun 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC
Nov 12, 2020	Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC
Feb 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Aug 17, 2018	Affidavit of Death, Transfer SERVICELINK
Aug 17, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Aug 9, 2005 · Amount on Record
Deed Document Number	202351033
Prior Transfer Date	Jun 30, 2018
Prior Transfer Doc	0000301916
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 2, 2023
Property Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152
Document Number	0000051033
Map Reference	MB 134 PG 30&31
Instrument Date	Feb 1, 2023
Instrument	2023-0051033
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152

Mortgage

Document Number	0000051034
Date	Mar 2, 2023
Instrument	2023-0051034

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152

Mortgage

Document Number	0000202407
Date	Jun 2, 2022
Instrument	2022-0202407

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.61%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.61%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152

Mortgage

Document Number	0000452758
Date	Nov 12, 2020
Instrument	2020-0452758

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.08%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039661
Date	Feb 6, 2019
Instrument	2019-0039661

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071542
Date	Feb 28, 2020
Instrument	2020-0071542

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152
Document Number	0000452759
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 SPINNAKER WAY UPLAND CA 917866152, UPLAND, CA 91786-6152

Mortgage

Document Number	0000452759
Date	Nov 12, 2020
Instrument	452759

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.08%

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 17, 2018
Property Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152
Document Number	0000301916
Instrument Date	Jun 30, 2018
Instrument	301916
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	154 SPINNAKER WAY UPLAND CA 917866152, UPLAND, CA 91786-6152

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 17, 2018
Property Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152
Document Number	0000301917
Map Reference	MB 134 PG 30&31
Instrument Date	Jun 30, 2018
Instrument	2018-0301917
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 SPINNAKER WAY, UPLAND, CA 91786-6152

Mortgage

Document Number	0000301918
Date	Aug 17, 2018
Instrument	2018-0301918

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$711,009 (+2%) Land $248,853 Building $462,156
2025	$7,686.00 (+12.2%) Homeowner's exemption	$697,068 (+10.33%) Land $243,974 Building $453,094
2023	$6,850.00 (+2.21%) Homeowner's exemption	$631,804 Land $221,132 Building $410,672
2022	$6,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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