197 S Spring Mill Rd, Villanova, PA 19085 Property Records

Delaware County property record for 197 S Spring Mill Rd, Villanova, PA 19085

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,970 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,475,000 (Jun 2018)
Tax Bill	$35,467 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-23-060:000`

Property Details

APN / Parcel Number

Primary APN	`36-23-060:000`
Alternative APN	`36-04-02608-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,970 sqft Living Area
1st Floor Area	4,970 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	87,120 sqft
Lot Dimensions	469 ft deep x 164 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3623060000
Street Address	197 S SPRING MILL RD
City	VILLANOVA
State	PA
Zip	19085-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 STY HSE 2C GAR ADD 164 X 469 X 180
Legal Block	62
Jurisdiction	DELAWARE PA
Township / Civil Division	RADNOR
Census Block Group	2
Census Block	2018
Census Tract	409701

Owner

Source: Delaware County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 S SPRING MILL RD, VILLANOVA, PA 19085-1409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jun 22, 2018	Deed, Transfer · ARM GOLDMAN SACHS BANK USA
Jun 22, 2018	Trustee's Deed, Transfer GOLDMAN SACHS BK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Feb 22, 2016 · Amount on Record
Deed Document Number	201831034
Deed Book / Page	6186 / 1078
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	197 S SPRING MILL RD, VILLANOVA, PA 19085-1409
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066463539
Date	Feb 12, 2021
Book Page	6646/3539
Instrument	2021010584

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Jun 22, 2018
Property Address	197 S SPRING MILL RD, VILLANOVA, PA 19085-1409
Document Number	0061861078
Book / Page	06186 / 1078
Instrument Date	Jun 15, 2018
Instrument	2018031034
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	197 S SPRING MILL RD, VILLANOVA, PA 19085-1409

Mortgage

Document Number	2018031035
Date	Jun 22, 2018
Instrument	2018031035

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

June 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	DELAWARE PA
Recording Date	Jun 22, 2018
Property Address	197 S SPRING MILL RD, VILLANOVA, PA 19085-1409
Document Number	0061861078
Book / Page	006186 / 001078
Instrument Date	Jun 15, 2018
Instrument	31034
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	TRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 S SPRING MILL RD VILLANOVA PA 190851409, VILLANOVA, PA 19085-1409

Mortgage

Document Number	61861082
Date	Jun 22, 2018
Book Page	006186/001082
Instrument	31035

Lender

Name	GOLDMAN SACHS BK USA
Type	Bank
Address	200 WEST ST, NEW YORK, NY 10282-2102

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Radnor Township
Unified School District	Radnor Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$35,467.00 (+21.91%)	$1,600,910 (+7.98%) Land $245,440 Building $1,355,470	$1,600,910 (-) Land $245,440 Building $1,355,470
2024		$1,482,630 Land $245,440 Building $1,237,190
2023	$29,093.00
2021			$1,600,910 (+7.98%)
2020			$1,482,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2004–2020)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Dec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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