197 Ruby Ln, Saukville, WI 53080 Property Records

Ozaukee County property record for 197 Ruby Ln, Saukville, WI 53080

Property Summary

Property Type	Single Family Home
Lot Size	0.278 acres (12,153 sqft)
Owner	Individual Name on Record
Last Sale	$454,900 (Jun 2024)
Tax Bill	$5,977 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Dec 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`11-123-00-460.00`

Property Details

APN / Parcel Number

Primary APN	`11-123-00-460.00`

Exterior

Lot Area	12,153 sqft (0.278 acres)

Location & Zoning

Street Address	197 RUBY LN
City	SAUKVILLE
State	WI
Zip	53080-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1159723 LOT 46 THE CROSSROADS
Legal Lot Number	46
Jurisdiction	OZAUKEE WI
Township / Civil Division	SAUKVILLE
Census Block Group	1
Census Block	1046
Census Tract	620100

Owner

Source: Ozaukee County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	197 RUBY LN, SAUKVILLE, WI 53080-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NATIONS LENDING CORP
Dec 26, 2023	Warranty Deed, Construction Loan · Construction Mortgage FIRST BUSINESS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Dec 26, 2023 · Amount on Record
Deed Document Number	1159723
Record Updated	Jun 8, 2026

June 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Jun 14, 2024
Property Address	197 RUBY LN, SAUKVILLE, WI 53080-1704
Document Number	0001159723
Map Reference	DOC 1143584
Instrument Date	Jun 3, 2024
Instrument	1159723
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	N27W24025 PAUL CT STE 200, 200, PEWAUKEE, WI 53072-6334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 RUBY LN, SAUKVILLE, WI 53080-1704
Investor	Possibly a Property Investor

Mortgage

Document Number	0001159724
Date	Jun 14, 2024
Instrument	1159724

Lender

Name	NATIONS LENDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

December 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Dec 26, 2023
Property Address	197 RUBY LN, SAUKVILLE, WI 53080-1704
Document Number	0001155133
Map Reference	DOC 1143584
Instrument Date	Dec 22, 2023
Instrument	1155133
Transaction Type	Construction Loan
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Tax	$489.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N27W24025 PAUL CT # 200, 200, PEWAUKEE, WI 53072-6334

Mortgage

Document Number	0001155134
Date	Dec 26, 2023
Instrument	1155134

Lender

Name	FIRST BUSINESS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ozaukee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ozaukee County
Municipality	Saukville Village
Unified School District	Port Washington-Saukville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,977.00	$350,300 Land $42,200 Building $308,100	$434,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2019–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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