187 Ruby Ln, Saukville, WI 53080 Property Records

Ozaukee County property record for 187 Ruby Ln, Saukville, WI 53080

Property Summary

Property Type	Single Family Home
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on File
Last Sale	$449,900 (Jul 2024)
Tax Bill	$5,913 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Jan 2024 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`11-123-00-440.00`

Property Details

APN / Parcel Number

Primary APN	`11-123-00-440.00`

Exterior

Lot Area	9,453 sqft (0.217 acres)

Location & Zoning

Street Address	187 RUBY LN
City	SAUKVILLE
State	WI
Zip	53080-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1161266 LOT 44 THE CROSSROADS
Legal Lot Number	44
Jurisdiction	OZAUKEE WI
Township / Civil Division	SAUKVILLE
Census Block Group	1
Census Block	1046
Census Tract	620100

Owner

187 Ruby Ln is owned and occupied by an individual who bought it in July 2024.

Source: Ozaukee County records, as of February 13, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	187 RUBY LN, SAUKVILLE, WI 53080-1704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ASSOCIATED BANK
Jan 30, 2024	Warranty Deed, Construction Loan · Construction Mortgage FIRST BUSINESS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Jan 30, 2024 · Amount on File
Deed Document Number	1161266
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Jul 30, 2024
Property Address	187 RUBY LN, SAUKVILLE, WI 53080-1704
Document Number	0001161266
Map Reference	DOC 1143584
Instrument Date	Jul 26, 2024
Instrument	1161266
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,349.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	N27W24025 PAUL CT STE 200, 200, PEWAUKEE, WI 53072-6334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 RUBY LN, SAUKVILLE, WI 53080-1704

Mortgage

Document Number	0001161267
Date	Jul 30, 2024
Instrument	1161267

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

January 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Jan 30, 2024
Property Address	187 RUBY LN, SAUKVILLE, WI 53080-1704
Document Number	0001155931
Map Reference	DOC 1143584
Instrument Date	Jan 30, 2024
Instrument	1155931
Transaction Type	Construction Loan
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N27W24025 PAUL CT # 200, 200, PEWAUKEE, WI 53072-6334

Mortgage

Document Number	0001155932
Date	Jan 30, 2024
Instrument	1155932

Lender

Name	FIRST BUSINESS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 187 Ruby Ln was $5,913.

Source: Ozaukee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ozaukee County
Municipality	Saukville Village
Unified School District	Port Washington-Saukville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,913.00	$346,400 Land $37,800 Building $308,600	$429,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Ruby Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2019–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Ruby Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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