193 Ruby Ln, Saukville, WI 53080 Property Records

Ozaukee County property record for 193 Ruby Ln, Saukville, WI 53080

Property Summary

Property Type	Single Family Home
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on Record
Last Sale	$471,400 (Jul 2024)
Tax Bill	$5,999 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-123-00-450.00`

Property Details

APN / Parcel Number

Primary APN	`11-123-00-450.00`

Exterior

Lot Area	9,453 sqft (0.217 acres)

Location & Zoning

Street Address	193 RUBY LN
City	SAUKVILLE
State	WI
Zip	53080-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1160357 LOT 45 THE CROSSROADS
Legal Lot Number	45
Jurisdiction	OZAUKEE WI
Township / Civil Division	SAUKVILLE
Census Block Group	1
Census Block	1046
Census Tract	620100

Owner

Source: Ozaukee County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	193 RUBY LN, SAUKVILLE, WI 53080-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2025	Deed of Trust, Mortgage · VA Mortgage PROVISOR INC
Jul 2, 2024	Warranty Deed, Subdivision Related Transfer · VA Mortgage PROVISOR INC
Jan 30, 2024	Warranty Deed, Transfer · Construction Mortgage FIRST BUSINESS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Jan 30, 2024 · Amount on Record
Deed Document Number	1160357
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	193 RUBY LN, SAUKVILLE, WI 53080-1704
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001168870
Date	Mar 27, 2025
Instrument	1168870

Lender

Name	PROVISOR INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Jul 2, 2024
Property Address	193 RUBY LN, SAUKVILLE, WI 53080-1704
Document Number	0001160357
Map Reference	DOC 1143584
Instrument Date	Jun 28, 2024
Instrument	1160357
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	N27W24025 PAUL CT STE 200, 200, PEWAUKEE, WI 53072-6334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 RUBY LN, SAUKVILLE, WI 53080-1704

Mortgage

Document Number	0001160358
Date	Jul 2, 2024
Instrument	1160358

Lender

Name	PROVISOR INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Jan 30, 2024
Property Address	193 RUBY LN, SAUKVILLE, WI 53080-1704
Document Number	0001155931
Map Reference	DOC 1143584
Instrument Date	Jan 30, 2024
Instrument	1155931
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N27W24025 PAUL CT # 200, 200, PEWAUKEE, WI 53072-6334

Mortgage

Document Number	0001155933
Date	Jan 30, 2024
Instrument	1155933

Lender

Name	FIRST BUSINESS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ozaukee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ozaukee County
Municipality	Saukville Village
Unified School District	Port Washington-Saukville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,999.00 Homeowner's exemption	$363,000 Land $37,800 Building $325,200	$450,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2019–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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