197 River Breeze Dr, Charleston, SC 29407 Property Records

Charleston County property record for 197 River Breeze Dr, Charleston, SC 29407

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,400 sqft · built 1985
Lot Size	14.3 acres (626,293 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Feb 2020)
Tax Bill	$5,439 (2025)
Deeds & Mortgages	Feb 2020 Sale & Line of Credit Mar 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`350-13-00-201`

Property Details

APN / Parcel Number

Primary APN	`350-13-00-201`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	700 sqft
Upper Floors Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	626,293 sqft (14.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	197 RIVER BREEZE DR
City	CHARLESTON
State	SC
Zip	29407-5689
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION NAME -WATERWAY SOUTH PHASE I DESCRIPTION -UNIT 4 BLDG B % OWNERSHIP OF COM ELEM 1.150%
Legal Subdivision	WATERWAY SOUTH PHASE I
Legal Phase	1
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3067
Census Tract	2801

Owner

197 River Breeze Dr, a condominium, is owned by an individual who bought it in February 2020.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3009 DUNLEIGH CT, WOODBRIDGE, VA 22192-1130
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Grant Deed, Transfer · Line of Credit AMERIS BK
Mar 5, 2018	Grant Deed, Transfer · Conventional Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Mar 5, 2018 · Amount on File
Deed Book / Page	863 / 211
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 28, 2020
Property Address	197 RIVER BREEZE DR, CHARLESTON, SC 29407-5689
Document Number	0863/0211
Book / Page	000863 / 000211
Instrument Date	Feb 14, 2020
Transaction Type	Transfer
Record Updated	Apr 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 DUNLEIGH CT WOODBRIDGE VA 221921130, WOODBRIDGE, VA 22192-1130

Mortgage

Document Number	863/0212
Date	Feb 28, 2020
Book Page	000863/000212

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 5, 2018
Property Address	197 RIVER BREEZE DR, CHARLESTON, SC 29407-5689
Document Number	0702/0334
Book / Page	000702 / 000334
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9014 HEYDON HALL CIR CHARLOTTE NC 282106065, CHARLOTTE, NC 28210-6065

Mortgage

Document Number	702/0336
Date	Mar 5, 2018
Book Page	000702/000336

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 4, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 197 River Breeze Dr was $5,439, up 12.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,439.00 (+12.63%)	$316,250 (+1,816.67%) Land $63,250 Building $253,000	$391,300 Land $97,800 Building $293,500
2024	$4,829.00	$16,500
2022	$4,456.00	$16,500	$275,000 Land $55,000 Building $220,000
2020			$275,000 Land $55,000 Building $220,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 River Breeze Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 242 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	329 units insured incl. 87 condo units
Nearby Flood Claims	251 (1979–2025)
Claims Outside the SFHA	13 of 251
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 44 claims Hurricane Matthew, Oct 2016 · 40 claims Hurricane Hugo, Sep 1989 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 River Breeze Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 66% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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