Monterey County property record for 197 Laurel Dr, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,094 sqft · built 1965 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (Aug 2019) |
| Tax Bill | $11,128 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-671-014-000 |
| Primary APN | 187-671-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,094 sqft Living Area |
| 1st Floor Area | 2,094 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 57,935 sqft |
| Garage Area | 385 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 187-671-014 |
|---|---|
| Street Address | 197 LAUREL DR |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RCHO DEL MONTE SUBD 12 PORS OF L 14 & 15 AS DESC IN R322 PG 148 & R471 PG 175 EXC POR DESC IN R471 PG173 1.33 AC RW & EXC RW |
| Legal Subdivision | RCHO DEL MONTE SUBD |
| Legal Block | 2 |
| Legal Lot Number | 14,15 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11001 |
197 Laurel Dr is owned and occupied by an individual who bought it in August 2019.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 30, 2019 | Grant Deed, Transfer FJM PRIVATE MORTGAGE FUND LLC |
| Aug 30, 2019 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on File |
| Deed Sale | Aug 30, 2019 · Amount on File |
| Deed Document Number | 201937791 |
| Prior Transfer Date | Aug 16, 2019 |
| Prior Transfer Doc | 0000037792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 197 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000049979 |
| Instrument Date | Oct 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | CHICAGO TITLE SALINAS |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 197 LAUREL DR CARMEL VALLEY CA 939249529, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000049979 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 49979 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Aug 30, 2019 |
| Property Address | 197 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000037791 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 2019037791 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | CHICAGO TITLE SALINAS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000037793 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 2019037793 |
| Name | FJM PRIVATE MORTGAGE FUND LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Aug 30, 2019 |
| Property Address | 197 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000037792 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 37792 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 197 LAUREL DR CARMEL VALLEY CA 939249529, CARMEL VALLEY, CA 93924-9529 |
The 2025 property tax bill for 197 Laurel Dr was $11,128.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,059,738 (+2%) Land $669,309 Building $390,429 | |
| 2025 | $11,128.00 | $1,038,960 Land $656,186 Building $382,774 |
| 2023 | $10,755.00 (+3.37%) | $998,617 Land $630,706 Building $367,911 |
| 2022 | $10,404.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 197 Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Laurel Dr is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 56% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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