160 Laurel Dr, Carmel Valley, CA 93924 Property Records

Monterey County property record for 160 Laurel Dr, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,904 sqft · built 1967
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Last Sale	$999,500 (Mar 2021)
Tax Bill	$11,576 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`187-651-001-000`

Property Details

APN / Parcel Number

Primary APN	`187-651-001-000`
Alternative APN	`187-651-001`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	88,427 sqft
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	187-651-001
Street Address	160 LAUREL DR
City	CARMEL VALLEY
State	CA
Zip	93924-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL MONTE SUBD 12 LOT 8
Legal Subdivision	RANCHO DEL MONTE SUBD 12
Legal Block	2
Legal Lot Number	8
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	2
Census Block	2001
Census Tract	11001

Owner

160 Laurel Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	160 LAUREL DR, CARMEL VALLEY, CA 93924-9529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Mar 26, 2021	Grant Deed, Transfer · Conventional Mortgage SOUTHWEST DIRECT
May 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	Feb 15, 2002 · Amount on File
Deed Document Number	202122038
Prior Transfer Date	May 7, 2009
Prior Transfer Doc	0000030699
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	160 LAUREL DR, CARMEL VALLEY, CA 93924-9529
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 LAUREL DR, CARMEL VALLEY, CA 93924-9529

Mortgage

Document Number	0000027007
Date	Jun 15, 2022
Instrument	2022027007

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 26, 2021
Property Address	160 LAUREL DR, CARMEL VALLEY, CA 93924-9529
Document Number	0000022038
Map Reference	VOL 6 PG 143
Instrument Date	Mar 24, 2021
Instrument	2021022038
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	160 LAUREL DR, CARMEL VALLEY, CA 93924-9529

Mortgage

Document Number	0000022039
Date	Mar 26, 2021
Instrument	2021022039

Lender

Name	SOUTHWEST DIRECT
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 15, 2018
Property Address	160 LAUREL DR, CARMEL VALLEY, CA 93924-9529
Document Number	0000021152
Instrument Date	Apr 30, 2018
Instrument	21152
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21201 PARROTT RANCH RD CARMEL VALLEY CA 939249157, CARMEL VALLEY, CA 93924-9157

Tax Assessment & Valuation

The 2025 property tax bill for 160 Laurel Dr was $11,576.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,103,525 (+2%) Land $662,447 Building $441,078
2025	$11,576.00	$1,081,888 Land $649,458 Building $432,430
2023	$11,244.00 (+3.36%)	$1,039,879 Land $624,240 Building $415,639
2022	$10,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 160 Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Laurel Dr is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Dr

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