196 Laurel Dr, Carmel Valley, CA 93924 Property Records

Monterey County property record for 196 Laurel Dr, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,174 sqft · built 1965
Lot Size	3.36 acres (146,552 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Aug 2012)
Tax Bill	$13,140 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`187-651-004-000`

Property Details

APN / Parcel Number

Primary APN	`187-651-004-000`
Alternative APN	`187-651-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,174 sqft Living Area
1st Floor Area	3,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	146,552 sqft
Garage Area	1,476 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	187-651-004
Street Address	196 LAUREL DR
City	CARMEL VALLEY
State	CA
Zip	93924-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL MONTE SUBD 12 L 11 EXC R-W
Legal Subdivision	RANCHO DEL MONTE SUBD 12
Legal Block	2
Legal Lot Number	11
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	2
Census Block	2001
Census Tract	11001

Owner

196 Laurel Dr is owned and occupied by an individual who acquired it in June 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	196 LAUREL DR, CARMEL VALLEY, CA 93924-9529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2012 · Amount on File
Deed Sale	Aug 15, 2012 · Amount on File
Deed Document Number	201247475
Last Transfer Date	Jun 9, 2020
Transfer Doc	0000028462
Record Updated	Oct 29, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 15, 2020
Property Address	196 LAUREL DR, CARMEL VALLEY, CA 93924-9529
Document Number	0000028462
Map Reference	MB 6 PG 143
Instrument Date	Jun 9, 2020
Instrument	2020028462
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 LAUREL DR, CARMEL VALLEY, CA 93924-9529

Mortgage

Document Number	0000028463
Date	Jun 15, 2020
Instrument	2020028463

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 196 Laurel Dr was $13,140.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,256,046 (+2%) Land $628,023 Building $628,023
2025	$13,140.00	$1,231,418 Land $615,709 Building $615,709
2023	$12,796.00 (+3.35%)	$1,183,602 Land $591,801 Building $591,801
2022	$12,381.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 196 Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Laurel Dr is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20