197 Joan Dr, Divernon, IL 62530 Property Records

Sangamon County property record for 197 Joan Dr, Divernon, IL 62530

Property Summary

Property Type	Single Family Home
Lot Size	0.418 acres (18,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Feb 2026)
Tax Bill	$2,949 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`35-11.0-176-001`

Property Details

APN / Parcel Number

Primary APN	`35-11.0-176-001`
Alternative APN	`35110176001 (CHECK DIGIT = 1)`

Exterior

Lot Area	18,208 sqft (0.418 acres)

Location & Zoning

Account Number	35110176001
Street Address	197 JOAN DR
City	DIVERNON
State	IL
Zip	62530-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 14 COMANCHE VILLAGE
Legal Subdivision	COMANCHE VILLAGE
Jurisdiction	SANGAMON IL
Township / Civil Division	DIVERNON
Census Block Group	4
Census Block	4054
Census Tract	3300

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 JOAN DR, DIVERNON, IL 62530-9748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Oct 16, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Nov 4, 1994 · Amount on Record
Deed Document Number	20262148
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	2020R29089
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 9, 2026
Property Address	197 JOAN DR, DIVERNON, IL 62530-9748
Document Number	2026R02148
Map Reference	DOC 381087
Instrument Date	Feb 6, 2026
Instrument	2026R02148
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 JOAN DR, DIVERNON, IL 62530-9748

Mortgage

Document Number	2026R02149
Date	Feb 9, 2026
Instrument	2026R02149

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

October 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 16, 2020
Property Address	197 JOAN DR, DIVERNON, IL 62530-9748
Document Number	2020R29089
Instrument Date	Oct 15, 2020
Instrument	2020R29089
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 JOAN DR, DIVERNON, IL 62530-9748

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Divernon Township
Unified School District	Auburn Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,949.00 (-4.25%) Homeowner's exemption Senior Citizen's exemption	$81,288 (+7.06%) Land $10,373 Building $70,915	$243,864 (+7.06%) Land $31,119 Building $212,745
2024	$3,080.00 (-8.22%) Homeowner's exemption Senior Citizen's exemption	$75,928 (+26.96%) Land $9,689 Building $66,239	$227,784 (+26.96%) Land $29,067 Building $198,717
2022	$3,356.00 Homeowner's exemption Senior Citizen's exemption	$59,804 Land $8,014 Building $51,790	$179,412 Land $24,042 Building $155,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	19 (1982–2002)
Most Recent Claim	May 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Nextlink.

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