189 Joan Dr, Divernon, IL 62530 Property Records

Sangamon County property record for 189 Joan Dr, Divernon, IL 62530

Property Summary

Property Type	Single Family Home
Lot Size	0.421 acres (18,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Feb 2024)
Tax Bill	$3,930 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-11.0-176-002`

Property Details

APN / Parcel Number

Primary APN	`35-11.0-176-002`
Alternative APN	`35110176002 (CHECK DIGIT = 0)`

Exterior

Lot Area	18,375 sqft (0.421 acres)

Location & Zoning

Account Number	35110176002
Street Address	189 JOAN DR
City	DIVERNON
State	IL
Zip	62530-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 13 COMANCHE VILLAGE
Legal Subdivision	COMANHE VILLAGE
Jurisdiction	SANGAMON IL
Township / Civil Division	DIVERNON
Census Block Group	4
Census Block	4054
Census Tract	3300

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 JOAN DR, DIVERNON, IL 62530-9748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Warranty Deed, Transfer · Conventional Mortgage PNC BANK
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage FLAT BRANCH MORTGAGE INC
Mar 30, 2020	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	20242810
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 26, 2024
Property Address	189 JOAN DR, DIVERNON, IL 62530-9748
Document Number	2024R02810
Map Reference	DOC 381087
Instrument Date	Feb 23, 2024
Instrument	2024R02810
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	189 JOAN DR, DIVERNON, IL 62530-9748

Mortgage

Document Number	2024R02811
Date	Feb 26, 2024
Instrument	2024R02811

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	189 JOAN DR, DIVERNON, IL 62530-9748
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R05064
Date	Feb 24, 2021
Instrument	2021R05064

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 30, 2020
Property Address	189 JOAN DR, DIVERNON, IL 62530-9748
Document Number	2020R06405
Map Reference	DOC 381087
Instrument Date	Mar 11, 2020
Instrument	2020R06405
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	189 JOAN DR, DIVERNON, IL 62530-9748

Mortgage

Document Number	2020R06406
Date	Mar 30, 2020
Instrument	2020R06406

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Divernon Township
Unified School District	Auburn Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,930.00 (+24.52%)	$71,037 (+36.92%) Land $10,373 Building $60,664	$213,111 (+36.92%) Land $31,119 Building $181,992
2022	$3,156.00 Homeowner's exemption	$51,884 Land $8,014 Building $43,870	$155,652 Land $24,042 Building $131,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	19 (1982–2002)
Most Recent Claim	May 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Nextlink.

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