196 Joan Dr, Divernon, IL 62530 Property Records

Sangamon County property record for 196 Joan Dr, Divernon, IL 62530

Property Summary

Property Type	Single Family Home
Lot Size	0.414 acres (18,054 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (May 2019)
Tax Bill	$3,644 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-11.0-177-001`

Property Details

APN / Parcel Number

Primary APN	`35-11.0-177-001`
Alternative APN	`35110177001 (CHECK DIGIT = 7)`

Exterior

Lot Area	18,054 sqft (0.414 acres)

Location & Zoning

Account Number	35110177001
Street Address	196 JOAN DR
City	DIVERNON
State	IL
Zip	62530-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 47 COMANCHE VILLAGE
Legal Subdivision	COMANCHE VLG
Jurisdiction	SANGAMON IL
Township / Civil Division	DIVERNON
Census Block Group	4
Census Block	4055
Census Tract	3300

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 JOAN DR, DIVERNON, IL 62530-9744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Deed Document Number	20199901
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	196 JOAN DR, DIVERNON, IL 62530-9744
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R14546
Date	May 28, 2021
Instrument	2021R14546

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 24, 2019
Property Address	196 JOAN DR, DIVERNON, IL 62530-9744
Document Number	2019R09901
Map Reference	BK 22 PG 52
Instrument Date	May 23, 2019
Instrument	2019R09901
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 JOAN DR, DIVERNON, IL 62530-9744

Mortgage

Document Number	2019R09902
Date	May 24, 2019
Instrument	2019R09902

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Divernon Township
Unified School District	Auburn Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,644.00 (+25.48%)	$66,310 (+37.48%) Land $10,373 Building $55,937	$198,930 (+37.48%) Land $31,119 Building $167,811
2022	$2,904.00 Homeowner's exemption	$48,231 Land $8,014 Building $40,217	$144,693 Land $24,042 Building $120,651

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	19 (1982–2002)
Most Recent Claim	May 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Nextlink.

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