197 Frederick Rd, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda City property record for 197 Frederick Rd, Tonawanda, NY 14150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,586 sqft · built 1961
Lot Size	0.166 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Jul 2026)
Tax Bill	$2,732 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-0407047`

Property Details

APN / Parcel Number

Primary APN	`002-0407047`
Alternative APNs	`16000530700008022000` `141600 53.07-8-22`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,026 sqft
Basement Area	560 sqft
Finished Basement	560 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	7,200 sqft (0.166 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002-0407047
Street Address	197 FREDERICK RD
City	TONAWANDA
State	NY
Zip	14150-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	116OFT S WILLWBND GL36 M81 MC2065 L361 6O X 12O
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	8
Legal Lot Number	22.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	3
Census Block	3007
Census Tract	7600

Owner

197 Frederick Rd is owned and occupied by an individual who bought it in July 2026.

Source: Erie County and Tonawanda City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	47 KELVIN DR, BUFFALO, NY 14223-2615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on File
Deed Sale	Jul 29, 2026 · Amount on File
Deed Document Number	2026138587
Deed Book / Page	11464 / 1051
Record Updated	Oct 29, 2026

July 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	ERIE NY
Recording Date	Jul 29, 2026
Property Address	197 FREDERICK RD, TONAWANDA, NY 14150-4249
Document Number	0000138587
Book / Page	11464 / 1051
Instrument Date	Jul 14, 2026
Instrument	2026138587
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 KELVIN DR, BUFFALO, NY 14223-2615

Mortgage

Date	Jul 29, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 197 Frederick Rd was $2,732 with exemptions applied, up 83.4% from the year before.

Source: Erie County and Tonawanda City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Tonawanda City
Unified School District	Tonawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,732.00 (+83.36%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$1,490.00 (-59.65%)	$205,000 (-) Land $18,800 Building $186,200	$235,600 (+6.9%) Land $21,606 Building $213,994
2024	$3,693.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$205,000 (-) Land $18,800 Building $186,200	$220,400 (+7.51%) Land $20,212 Building $200,188
2023	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$205,000 Land $18,800 Building $186,200	$205,000 Land $18,800 Building $186,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Frederick Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1989)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1989

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Frederick Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20