197 Franklin St, Cambridge, MA 02139 Property Records

Middlesex County and Cambridge City property record for 197 Franklin St, Cambridge, MA 02139

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 1,694 sqft · built 1873
Lot Size0.042 acres (1,838 sqft)
OwnerCompany Name on Record
Last Sale$469,600 (May 2003)
Tax Bill$8,039 (2025)
Deeds & MortgagesJan 2024 Transfer
Flood ZoneZone X (minimal risk)
APN93-109

Property Details

APN / Parcel Number

Primary APN93-109
Alternative APN
  • CAMB M:00093 L:00109

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units2 Units
Stories3 Stories
Building Area1,694 sqft Living Area
Gross Area2,839 sqft
1st Floor Area782 sqft
AtticAttic
Attic Area520 sqft
Basement Area755 sqft
Unfinished Basement755 sqft

Exterior

Year BuiltBuilt 1873
Effective Year BuiltEffective 1873
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,838 sqft (0.042 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address197 FRANKLIN ST
CityCAMBRIDGE
StateMA
Zip02139-4023
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeC-1
Legal Lot Number109
JurisdictionCAMBRIDGE MA
Township / Civil DivisionCAMBRIDGE
Census Block Group2
Census Block2004
Census Tract353101

Owner

Source: Middlesex County and Cambridge City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address124 DUFF ST, WATERTOWN, MA 02472-3017
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2003 · Amount on Record
Deed SaleMay 14, 2003 · Amount on Record
Last Transfer DateJan 16, 2024
Transfer Doc0001950764
Record UpdatedOct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAMBRIDGE MA
Recording DateJan 22, 2024
Property Address197 FRANKLIN ST, CAMBRIDGE, MA 02139-4023
Document Number0001950764
Instrument DateJan 16, 2024
Instrument1950764
Transaction TypeTransfer
Record UpdatedFeb 9, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 DUFF ST, WATERTOWN, MA 02472-3017

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityCambridge City
Unified School DistrictCambridge School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,039.00 (+3.12%)$1,266,000 (-3.87%) Land $814,600 Building $451,400$1,379,333
2024$7,796.00 (+6.04%)$1,316,900 (+4.97%) Land $882,300 Building $434,600
2023$7,352.00$1,254,600 Land $873,400 Building $381,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE WATER DEPARTMENT
serves 118,214 people · EPA ID MA3049000
Water SourceSurface water
Last State InspectionJun 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Starry.

Nearby Properties on Franklin St

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