191 Franklin St, Cambridge, MA 02139 Property Records

Middlesex County and Cambridge City property record for 191 Franklin St, Cambridge, MA 02139

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,934 sqft · built 1873
Lot Size	0.068 acres (2,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Oct 2021)
Tax Bill	$9,762 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`93-68`

Property Details

APN / Parcel Number

Primary APN	`93-68`
Alternative APN	`CAMB M:00093 L:00068`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,934 sqft Living Area
Gross Area	3,322 sqft
1st Floor Area	1,107 sqft
Attic	Attic
Attic Area	579 sqft
Basement Area	1,027 sqft
Unfinished Basement	1,027 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,960 sqft (0.068 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	191 FRANKLIN ST
City	CAMBRIDGE
State	MA
Zip	02139-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Lot Number	68
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2004
Census Tract	353101

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 SEAPORT BLVD, 1023, BOSTON, MA 02210-2666
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · ARM EAST WEST BANK
Oct 1, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Sep 25, 2014
Deed Document Number	20217860
Deed Book / Page	78829 / 147
Prior Transfer Date	Sep 27, 2021
Prior Transfer Doc	78829-147
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	191 FRANKLIN ST, CAMBRIDGE, MA 02139-4023
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080415-134
Date	Jul 12, 2022
Book Page	80415/134
Instrument	105484

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Aug 1, 2027
Index	1-Year CMT

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Oct 1, 2021
Property Address	191 FRANKLIN ST, CAMBRIDGE, MA 02139-4023
Document Number	78829-147
Book / Page	78829 / 147
Instrument Date	Sep 27, 2021
Instrument	217860
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	199 SEAPORT BLVD # 1023, 1023, BOSTON, MA 02210-2012

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,762.00 (+7.52%)	$1,537,300 (+0.24%) Land $933,200 Building $604,100	$1,750,470 (+3.94%)
2024	$9,079.00 (+6.9%)	$1,533,600 (+5.82%) Land $985,300 Building $548,300	$1,684,065
2023	$8,493.00	$1,449,300 Land $975,400 Building $473,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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