203 Franklin St, Cambridge, MA 02139 Property Records

Middlesex County and Cambridge City property record for 203 Franklin St, Cambridge, MA 02139

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,167 sqft · built 1873
Lot Size	0.043 acres (1,890 sqft)
Owner	Individual Name on Record
Last Sale	$1,185,000 (Nov 2025)
Tax Bill	$7,345 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93-108`

Property Details

APN / Parcel Number

Primary APN	`93-108`
Alternative APN	`CAMB M:00093 L:00108`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,167 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	567 sqft
Basement Area	567 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	1,890 sqft (0.043 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	203 FRANKLIN ST
City	CAMBRIDGE
State	MA
Zip	02139-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Lot Number	108
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2004
Census Tract	353101

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 FRANKLIN ST, CAMBRIDGE, MA 02139-4023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Aug 18, 2008 · Amount on Record
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Nov 12, 2025
Property Address	203 FRANKLIN ST, CAMBRIDGE, MA 02139-4023
Document Number	202501988851
Instrument Date	Nov 12, 2025
Instrument	202501988851
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 FRANKLIN ST, CAMBRIDGE, MA 02139-4023

Mortgage

Document Number	0001988852
Date	Nov 12, 2025
Instrument	1988852

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2032
Index	Other

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,345.00 (+2.56%)	$1,156,700 (-4.39%) Land $819,800 Building $336,900	$1,049,085
2024	$7,162.00 (+5.59%)	$1,209,800 (+4.52%) Land $887,200 Building $322,600
2023	$6,783.00	$1,157,500 Land $878,300 Building $279,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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