Brunswick County property record for 197 E Second St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,945 sqft · built 1993 |
| Lot Size | 0.13 acres (5,674 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Sep 1992) |
| Tax Bill | $3,530 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Oct 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 244OJ027 |
| Primary APN | 244OJ027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,945 sqft Heated Area |
| Gross Area | 3,786 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,674 sqft (0.13 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80135151 |
|---|---|
| Street Address | 197 E SECOND ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-27 CANAL 4 S-A&B OIB PLAT H/374 |
| Legal Subdivision | CANAL 4 SECTION A B OCEAN ISLE BEACH |
| Legal Lot Number | 27 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20512 |
Source: Brunswick County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2170 COLONY RD, CHARLOTTE, NC 28209-1748 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2022 | Intrafamily Transfer, Transfer |
| Oct 18, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1992 · Amount on Record |
| Deed Sale | Sep 1, 1992 · Amount on Record |
| Deed Book / Page | 897 / 280 |
| Last Transfer Date | Oct 15, 2021 |
| Transfer Doc | 0047270388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Dec 8, 2022 |
| Property Address | 197 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0049470292 |
| Book / Page | 4947 / 292 |
| Map Reference | CAB H PG 374 |
| Instrument Date | Dec 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2170 COLONY RD, CHARLOTTE, NC 28209-1748 |
| Name | Verified Name |
|---|---|
| Address | 2170 COLONY RD, CHARLOTTE, NC 28209-1748 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Oct 18, 2021 |
| Property Address | 197 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0047270388 |
| Book / Page | 4727 / 388 |
| Map Reference | CAB H PG 374 |
| Instrument Date | Oct 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3418 SUNNYBROOK DR, 3418, CHARLOTTE, NC 28210-4716 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2170 COLONY RD, CHARLOTTE, NC 28209-1748 |
Source: Brunswick County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,530.00 | $973,790 (+1.61%) Land $500,000 Building $473,790 | $973,790 (+1.61%) Land $500,000 Building $473,790 |
| 2023 | $958,400 Land $500,000 Building $458,400 | $958,400 Land $500,000 Building $458,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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