Brunswick County property record for 195 E Second St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,112 sqft · built 1991 |
| Lot Size | 0.123 acres (5,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $825,000 (Mar 2021) |
| Tax Bill | $3,928 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Line of Credit Mar 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 244OJ028 |
| Primary APN | 244OJ028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,112 sqft Heated Area |
| Gross Area | 3,818 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,400 sqft (0.123 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80108464 |
|---|---|
| Street Address | 195 E SECOND ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-28 CANAL 4 S-A&B OIB PLAT H/374 |
| Legal Subdivision | SECTION A & B OCEAN ISLE BEACH |
| Legal Lot Number | 28 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20512 |
Source: Brunswick County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9640 CLUBVALLEY WAY, RALEIGH, NC 27617-8604 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 25, 2021 | Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 25, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on Record |
| Deed Sale | Mar 25, 2021 · Amount on Record |
| Prior Sale | Oct 21, 2008 · Amount on Record |
| Deed Book / Page | 4579 / 914 |
| Prior Transfer Date | Mar 23, 2021 |
| Prior Transfer Doc | 0045790918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Mar 25, 2021 |
| Property Address | 195 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7613 |
| Document Number | 0045790914 |
| Book / Page | 4579 / 914 |
| Map Reference | CAB H PG 374 |
| Instrument Date | Mar 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1324 LOVERS LAWN TRCE, 1324, CORNELIUS, NC 28031-8331 |
| Name | Verified Name |
|---|---|
| Address | 9640 CLUBVALLEY WAY, RALEIGH, NC 27617-8604 |
| Document Number | 0045790948 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 4579/948 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Mar 25, 2021 |
| Property Address | 195 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7613 |
| Document Number | 0045790918 |
| Book / Page | 004579 / 000918 |
| Instrument Date | Mar 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9640 CLUBVALLEY WAY RALEIGH NC 276178604, RALEIGH, NC 27617-8604 |
Source: Brunswick County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,928.00 (+0.03%) | $1,008,890 (-) Land $550,000 Building $458,890 | $1,008,890 (-) Land $550,000 Building $458,890 |
| 2024 | $3,927.00 | ||
| 2023 | $1,008,890 Land $550,000 Building $458,890 | $1,008,890 Land $550,000 Building $458,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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