Brunswick County property record for 202 E Second St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 1970 |
| Lot Size | 0.11 acres (4,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $865,000 (Aug 2025) |
| Tax Bill | $2,568 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 244OB020 |
| Primary APN | 244OB020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,360 sqft Heated Area |
| Gross Area | 2,728 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | A-Frame |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 4,916 sqft (0.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80117623 |
|---|---|
| Street Address | 202 E SECOND ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-11 B-3 S-B OIB PLAT 3/179 |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 20512 |
Source: Brunswick County records · APN 244OB020
Assessment roll updated August 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7723 BECKETT RD, BROWNS SUMMIT, NC 27214-9656 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Oct 01, 2021 | Warranty Deed, Transfer · VA Mortgage PRIMELENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | Oct 01, 2021 · Amount on Record |
| Deed Book / Page | 5409 / 252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 202 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7610 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040120001 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 4012/0001 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Oct 01, 2021 |
| Property Address | 202 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7610 |
| Document Number | 0047170865 |
| Book / Page | 4717 / 865 |
| Map Reference | MB 3 PG 179-179A |
| Instrument Date | Sep 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 69 MONROE ST, 69, OCEAN ISLE BEACH, NC 28469-7640 |
| Name | Verified Name |
|---|---|
| Address | 7005 BENSON HARDEE RD, BENSON, NC 27504-6150 |
| Document Number | 0004717867 |
|---|---|
| Date | Oct 01, 2021 |
| Instrument | 4717/867 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,568.00 | $692,350 (-) Land $225,000 Building $467,350 | $692,350 (-) Land $225,000 Building $467,350 |
| 2023 | $692,350 Land $225,000 Building $467,350 | $692,350 Land $225,000 Building $467,350 |
Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Atlantic Telephone Membership Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 452 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0410035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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