197 E Pearl St, Benson, AZ 85602 Property Records

Cochise County property record for 197 E Pearl St, Benson, AZ 85602

Property Summary

Property Type	Single Family Home
Details	1,651 sqft · built 1940
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on Record
Last Sale	$156,500 (Jul 2026)
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Jul 2026 Sale Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`123-22-049`

Property Details

APN / Parcel Number

Primary APN	`123-22-049`
Alternative APN	`123-22-04906`

Interior

Stories	1 Story
Building Area	1,651 sqft Living Area
1st Floor Area	1,651 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,409 sqft (0.216 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	123-22-04906
Street Address	197 E PEARL ST
City	BENSON
State	AZ
Zip	85602-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALKERS ADDN LOT 8 BLK 2
Legal Subdivision	WALKERS ADDN
Legal Block	2
Legal Lot Number	8
Legal Unit	8
Jurisdiction	COCHISE AZ
Township / Civil Division	BENSON
Census Block Group	4
Census Block	4012
Census Tract	301

Owner

Source: Cochise County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 E PEARL ST, BENSON, AZ 85602-6102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Special Warranty Deed, Transfer PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW
Sep 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage KMS CAPITAL GROUP LLC
Mar 15, 2022	Intrafamily Transfer, Transfer
Mar 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Feb 11, 2026 · Amount on Record
Deed Document Number	202615249
Prior Transfer Date	Mar 9, 2022
Prior Transfer Doc	0000006582
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Jul 29, 2026
Property Address	197 E PEARL ST, BENSON, AZ 85602-6102
Document Number	0000015249
Instrument Date	Jul 9, 2026
Instrument	202615249
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 E PEARL ST, BENSON, AZ 85602-6102

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Sep 30, 2022
Property Address	197 E PEARL ST, BENSON, AZ 85602-6102
Document Number	0000023095
Map Reference	MB 1 PG 11
Instrument Date	Sep 27, 2022
Instrument	2022-23095
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	PEOPLES TITLES INC, PIONEER TTL AGCY COCHISE CNT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11682 TROLLEY LINE RD, 11682, MARION, IL 62959-8344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6971 W HEDGE ROSE DR, TUCSON, AZ 85757-0098

Mortgage

Document Number	0000023096
Date	Sep 30, 2022
Instrument	2022-23096

Lender

Name	KMS CAPITAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCHISE AZ
Recording Date	Mar 15, 2022
Property Address	197 E PEARL ST, BENSON, AZ 85602-6102
Document Number	0000006583
Map Reference	MB 1 PG 11
Instrument Date	Mar 15, 2022
Instrument	2022-06583
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	11682 TROLLEY LINE RD, MARION, IL 62959-8344

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCHISE AZ
Recording Date	Mar 15, 2022
Property Address	197 E PEARL ST, BENSON, AZ 85602-6102
Document Number	0000006582
Map Reference	MB 1 PG 11
Instrument Date	Feb 15, 2022
Instrument	2022-06582
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11682 TROLLEY LINE RD, MARION, IL 62959-8344

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Municipality	Benson City
Unified School District	Benson Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,942 (-3.02%) Land $880 Building $16,062	$169,423 (-3.01%) Land $8,800 Building $160,623
2025	$1,642.00 (+72.3%)	$17,469 (+87.76%) Land $880 Building $16,589	$174,688 (+87.76%) Land $8,800 Building $165,888
2024	$953.00 (+20.79%)	$9,304 Land $880 Building $8,424	$93,037 Land $8,800 Building $84,237
2023	$789.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENSON, CITY OF WATER SYSTEM serves 5,355 people · EPA ID AZ0402005
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	1,000 / 35
MTE Communications Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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