197 E Bow St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 197 E Bow St, Franklin, NH 03235 · Last verified August 2026

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 2 ba · 2,872 sqft · built 1875
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Tax Bill$4,802 (2025)
Deeds & MortgagesSep 2025 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNFRKN M:116 B:039 L

Property Details

APN / Parcel Number

Primary APNFRKN M:116 B:039 L

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories3 Stories
Building Area2,872 sqft Living Area
Gross Area5,015 sqft
1st Floor Area2,357 sqft
AtticAttic
Attic Area646 sqft
Basement Area800 sqft
Unfinished Basement800 sqft

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address197 E BOW ST
CityFRANKLIN
StateNH
Zip03235-1248
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal Block39
JurisdictionFRANKLIN CITY NH
Township / Civil DivisionFRANKLIN
Census Block Group4
Census Block4002
Census Tract43002

Owner

Source: Merrimack County and Franklin City records · APN FRKN M:116 B:039 L

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address197 E BOW ST, FRANKLIN, NH 03235-1248
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2025Deed of Trust, Mortgage · Conventional Mortgage
GRANITE STATE CU
Apr 19, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
NORTHWAY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN CITY NH
Property Address197 E BOW ST, FRANKLIN, NH 03235-1248
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014052
DateSep 09, 2025
Book Page3902/873
Instrument202500014052
Lender
NameGRANITE STATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2040

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN CITY NH
Property Address197 E BOW ST, FRANKLIN, NH 03235-1248
Transaction TypeMortgage
Record UpdatedMay 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100010066
DateApr 19, 2021
Book Page3734/1037
Instrument202100010066
Lender
NameNORTHWAY BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueMay 01, 2031

Tax Assessment & Valuation

Source: Merrimack County and Franklin City records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityFranklin City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,802.00 (+2.78%)$272,400 (-) Land $72,500 Building $199,900
2024$4,672.00 (-1.66%)$272,400 (+39.84%) Land $72,500 Building $199,900
2022$4,751.00$194,800 Land $58,900 Building $135,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), updated January 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330130430024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2003, rainfall accumulation

Wildfire

Wildfire RiskLow
above 6% of the US · above 3% of New Hampshire
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityFiber2,000 / 2,000
Cogeco Cable Holdings IIFiber1,000 / 1,000

May also be available at this address: Cogeco Cable Holdings II, T-Mobile USA, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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