189 E Bow St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 189 E Bow St, Franklin, NH 03235

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 2 ba · 3,164 sqft · built 1940
Lot Size	1.2 acres (52,272 sqft)
Owner	Company Name on Record
Last Sale	$270,000 (Aug 2021)
Tax Bill	$5,511 (2025)
Deeds & Mortgages	Aug 2021 Sale & Construction Loan Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:116 B:041 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:116 B:041 L`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,164 sqft Living Area
Gross Area	5,434 sqft
1st Floor Area	2,798 sqft
Basement Area	1,302 sqft
Unfinished Basement	1,302 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	189 E BOW ST
City	FRANKLIN
State	NH
Zip	03235-1248
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2W&S
Legal Block	41
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4002
Census Tract	43002

Owner

Source: Merrimack County and Franklin City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 963, WOLFEBORO, NH 03894-0963
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Construction Loan · Construction Mortgage FRANKLIN SAVINGS BANK
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
May 13, 2019	Deed of Trust, Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	202120266
Deed Book / Page	3752 / 1143
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Aug 6, 2021
Property Address	189 E BOW ST, FRANKLIN, NH 03235-1248
Document Number	202100020266
Book / Page	3752 / 1143
Instrument Date	Aug 6, 2021
Instrument	202100020266
Transaction Type	Construction Loan
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ELF RD, WEST ORANGE, NJ 07052-3107

Mortgage

Document Number	202100020267
Date	Aug 6, 2021
Instrument	202100020267

Lender

Name	FRANKLIN SAVINGS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	189 E BOW ST, FRANKLIN, NH 03235-1248
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009460
Date	Apr 12, 2021
Book Page	3733/1120
Instrument	202100009460

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	189 E BOW ST, FRANKLIN, NH 03235-1248
Document Number	0036302254
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	187-189 E BOW ST FRANKLIN NH 032351248, FRANKLIN, NH 03235-1248

Mortgage

Document Number	0036302254
Date	May 15, 2019
Book Page	003630/002254
Instrument	7582

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

Source: Merrimack County and Franklin City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,511.00 (+18.75%)	$312,600 (+64.27%) Land $78,300 Building $234,300
2022	$4,641.00	$190,300 Land $63,600 Building $126,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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