Walton County property record for 197 Crest Dr, Miramar Beach, FL 32550 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,999 sqft · built 1998 |
| Lot Size | 0.744 acres (32,409 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,399 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 28-2S-21-42281-000-0010 |
| Primary APN | 28-2S-21-42281-000-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,999 sqft Living Area |
| Gross Area | 4,481 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete Tile |
| Lot Area | 32,409 sqft (0.744 acres) |
| Lot Dimensions | 34.5 ft deep x 9.5 ft wide |
| Garage Type | Finished |
| Garage Area | 825 sqft |
| Pool Area | 420 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 510 sqft |
| Deck Area | Deck Area |
| Patio Area | 72 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1060291 |
|---|---|
| Street Address | 197 CREST DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-8668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PORTION OF LOT 9 GOVT S/D DESC AS COM SE/C GOVT LOT 10 N88 DEG 24' 00 W 330.13 FT TO SW/C OF GOVT LOT 10 (SE/C GOVT LOT 9) |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | GOVT S/D |
| Legal Lot Number | 9-10 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950608 |
Source: Walton County records · APN 28-2S-21-42281-000-0010
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 213 CARRINGTON CT, HENDERSONVILLE, NC 28739-6883 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2007 |
| Deed Sale | Mar 23, 2007 |
| Prior Sale | Nov 14, 2003 |
| Deed Document Number | 988736 |
| Deed Book / Page | 2295 / 1843 |
| Record Updated | Jun 08, 2026 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,379,008 (-1.61%) Land $496,276 Building $882,732 | $1,379,008 (-1.61%) Land $496,276 Building $882,732 | |
| 2024 | $12,399.00 (+5.09%) | ||
| 2023 | $11,798.00 (+4.36%) | $1,401,545 (+3.37%) Land $496,276 Building $905,269 | $1,401,545 (+3.37%) Land $496,276 Building $905,269 |
| 2022 | $11,305.00 | $1,355,819 Land $550,576 Building $805,243 | $1,355,819 Land $550,576 Building $805,243 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024, other causes, Hurricane Helene |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Wildstar Networks | Fixed Wireless | 200 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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