Walton County property record for 151 Crest Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,988 sqft · built 2000 |
| Lot Size | 0.679 acres (29,577 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,650,000 (Jul 2022) |
| Tax Bill | $15,368 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jul 2022 Sale + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-2S-21-42520-000-0020 |
| Primary APN | 28-2S-21-42520-000-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,988 sqft Living Area |
| Gross Area | 4,196 sqft |
| 1st Floor Area | 2,988 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 29,577 sqft (0.679 acres) |
| Lot Dimensions | 361 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 378 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 151 CREST DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-8668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BAYS |
| Legal Description | LOT 2 HIGH PINES PB 13-31 OR 1763-58 OR 1912-96 OR 1912-98 OR 2794-176 OR 2924-3303 OR 3091-3469 OR 3258-3595 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | HIGH PINES |
| Legal Lot Number | 2 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950608 |
Source: Walton County records · APN 28-2S-21-42520-000-0020
Assessment roll updated December 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 CREST DR, MIRAMAR BEACH, FL 32550-8668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 05, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 05, 2022 | Warranty Deed, Transfer MCNEESE TITLE LLC |
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Apr 22, 2019 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Dec 04, 2018 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2022 · Amount on Record |
| Deed Sale | Jul 05, 2022 · Amount on Record |
| Prior Sale | Dec 04, 2018 · Amount on Record |
| Deed Document Number | 202231061 |
| Deed Book / Page | 3258 / 3595 |
| Last Transfer Date | Feb 26, 2026 |
| Transfer Doc | 0000023190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 05, 2026 |
| Property Address | 151 CREST DR, MIRAMAR BEACH, FL 32550-8668 |
| Document Number | 0000023190 |
| Book / Page | 3401 / 688 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 202623190 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 CREST DR, MIRAMAR BEACH, FL 32550-8668 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 05, 2022 |
| Property Address | 151 CREST DR, MIRAMAR BEACH, FL 32550-8668 |
| Document Number | 0032583595 |
| Book / Page | 3258 / 3595 |
| Map Reference | MB 13 PG 31 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 20220031061 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $18,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8697 ANCHORAGE DR, 8697, MIRAMAR BEACH, FL 32550-7840 |
| Name | Verified Name |
|---|---|
| Address | 221 BOONESVILLE BND, ARGYLE, TX 76226-1358 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 151 CREST DR, MIRAMAR BEACH, FL 32550-8668 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0031372503 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 3137/2503 |
| Instrument | 20200010529 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 151 CREST DR, MIRAMAR BEACH, FL 32550-8668 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031024671 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 3102/4671 |
| Instrument | 20190012205 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 04, 2018 |
| Property Address | 151 CREST DR, MIRAMAR BEACH, FL 32550-8668 |
| Document Number | 0030913469 |
| Book / Page | 3091 / 3469 |
| Map Reference | MB13 PG31 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018000040220 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 602 29TH AVE N, 602, SAINT PETERSBURG, FL 33704-2117 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 151 CREST DR, MIRAMAR BEACH, FL 32550-8668 |
| Document Number | 2018000040222 |
|---|---|
| Date | Dec 04, 2018 |
| Instrument | 2018000040222 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,368.00 (-5.56%) | $1,700,842 (-6.04%) Land $389,422 Building $1,311,420 | $1,700,842 (-6.04%) Land $389,422 Building $1,311,420 |
| 2024 | $16,272.00 (-1.06%) | ||
| 2023 | $16,447.00 (+85.72%) | $1,810,150 (+44.57%) Land $389,422 Building $1,420,728 | $1,810,150 (+44.57%) Land $389,422 Building $1,420,728 |
| 2022 | $8,856.00 Homeowner's exemption | $1,252,059 Land $432,259 Building $819,800 | $1,252,059 Land $432,259 Building $819,800 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 91 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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