197 Cougar Dr, Boulder, CO 80302 Property Records

Boulder County property record for 197 Cougar Dr, Boulder, CO 80302

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,722 sqft · built 1988
Lot Size3.46 acres (150,787 sqft)
OwnerIndividual Name on Record
Last Sale$132,500 (Aug 1992)
Tax Bill$5,089 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1579-15-0-03-001

Property Details

APN / Parcel Number

Primary APN1579-15-0-03-001
Alternative APNs
  • R0025857
  • 0025857

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,722 sqft Living Area
Gross Area2,928 sqft
1st Floor Area1,176 sqft
Basement Area1,176 sqft
Finished Basement546 sqft
Unfinished Basement630 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeFrame
Lot Area150,787 sqft
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account NumberR0025857
Street Address197 COUGAR DR
CityBOULDER
StateCO
Zip80302-9521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeF
Legal DescriptionLOT 10 PINE NEEDLE NOTCH
Legal Range71
Legal Township1S
Legal Section15
Legal SubdivisionPINE NEEDLE NOTCH - MT
Legal Block4
Legal Lot Number10
JurisdictionBOULDER CO
Township / Civil DivisionBOULDER
Census Block Group4
Census Block4009
Census Tract12510

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Walker Ranch Historic District
listed 1984 · 23 contributing resources · NRIS 84000798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address197 COUGAR DR, BOULDER, CO 80302-9521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 1992 · Amount on Record
Deed SaleAug 31, 1992 · Amount on Record
Prior SaleNov 8, 1990 · Amount on Record
Deed Document Number19921215441
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address197 COUGAR DR, BOULDER, CO 80302-9521
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003633595
DateDec 29, 2017
Instrument3633595
Lender
NameDITECH.COM
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyBoulder County
Unified School DistrictBoulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,088 (-0.48%) Land $2,924 Building $48,164$821,300 (-) Land $113,000 Building $708,300
2025$5,089.00 (+3.79%)$51,332 (-11.6%) Land $7,063 Building $44,269$821,300 (-5.24%) Land $113,000 Building $708,300
2023$4,903.00 (+22.15%)$58,069 (+39.98%) Land $9,836 Building $48,233$866,700 (+45.2%) Land $146,800 Building $719,900
2022$4,014.00$41,484 Land $5,963 Building $35,521$596,900 Land $85,800 Building $511,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims14 (1995–2013)
Claims Outside the SFHA8 of 14
Most Recent ClaimSep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 98.2% of Colorado
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ayva Networks
Fixed Wireless
2,500 / 2,500
Starlink
Satellite
280 / 30
Rise Broadband
Fixed Wireless
50 / 10

May also be available: Magnolia Road Internet Cooperative, Visionary Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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