184 Cougar Dr, Boulder, CO 80302 Property Records

Boulder County property record for 184 Cougar Dr, Boulder, CO 80302

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,615 sqft · built 1993
Lot Size	2.44 acres (106,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$617,500 (May 2015)
Tax Bill	$6,358 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1579-15-0-02-010`

Property Details

APN / Parcel Number

Primary APN	`1579-15-0-02-010`
Alternative APNs	`R0024261` `0024261`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,615 sqft Living Area
Gross Area	3,287 sqft
1st Floor Area	1,030 sqft
Upper Floors Area	744 sqft
Basement Area	1,030 sqft
Finished Basement	841 sqft
Unfinished Basement	189 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Metal
Lot Area	106,489 sqft
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft
Deck Area	462 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0024261
Street Address	184 COUGAR DR
City	BOULDER
State	CO
Zip	80302-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	LOT 25 PINE NEEDLE NOTCH
Legal Range	71
Legal Township	1S
Legal Section	15
Legal Subdivision	PINE NEEDLE NOTCH - MT
Legal Block	4
Legal Lot Number	25
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	4
Census Block	4009
Census Tract	12510

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Walker Ranch Historic District listed 1984 · 23 contributing resources · NRIS 84000798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	184 COUGAR DR, BOULDER, CO 80302-9521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 27, 2018	Deed of Trust, Mortgage · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2015 · Amount on Record
Deed Sale	May 13, 2015 · Amount on Record
Prior Sale	Oct 14, 2011 · Amount on Record
Deed Document Number	20153445420
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	184 COUGAR DR, BOULDER, CO 80302-9521
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003930998
Date	Nov 29, 2021
Instrument	3930998

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	184 COUGAR DR, BOULDER, CO 80302-9521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003576753
Date	Feb 23, 2017
Instrument	3576753

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	184 COUGAR DR, BOULDER, CO 80302-9521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003678221
Date	Sep 27, 2018
Instrument	3678221

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,015 (+1.38%) Land $789 Building $64,226	$1,026,100 (-) Land $81,600 Building $944,500
2025	$6,358.00 (-8.85%)	$64,131 (-20.87%) Land $5,100 Building $59,031	$1,026,100 (-15.18%) Land $81,600 Building $944,500
2023	$6,975.00 (+24.29%)	$81,050 (+39.75%) Land $7,886 Building $73,164	$1,209,700 (+44.96%) Land $117,700 Building $1,092,000
2022	$5,612.00	$57,998 Land $4,761 Building $53,237	$834,500 Land $68,500 Building $766,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	14 (1995–2013)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.2% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: Magnolia Road Internet Cooperative, Visionary Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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