Pasco County property record for 19646 Leonard Rd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,531 sqft · built 2019 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Dec 2023) |
| Tax Bill | $11,087 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-26-18-0100-01200-0090 |
| Primary APN | 34-26-18-0100-01200-0090 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,531 sqft Living Area |
| Gross Area | 4,182 sqft |
| 1st Floor Area | 1,547 sqft |
| Upper Floors Area | 1,984 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,050 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Porch | Open Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 19646 LEONARD RD |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33558-5571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | MORSANI PHASE 2 PB 77 PG 096 BLOCK 12 LOT 9 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | MORSANI |
| Legal Tract | 100 |
| Legal Block | 12 |
| Legal Lot Number | 9 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 31605 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19646 LEONARD RD, LUTZ, FL 33558-5571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 3, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| May 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 17, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on Record |
| Deed Sale | Dec 21, 2023 · Amount on Record |
| Prior Sale | Sep 3, 2020 · Amount on Record |
| Deed Document Number | 2023222096 |
| Deed Book / Page | 10935 / 1607 |
| Prior Transfer Date | Apr 25, 2020 |
| Prior Transfer Doc | 0101011643 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 21, 2023 |
| Property Address | 19646 LEONARD RD, LUTZ, FL 33558-5571 |
| Document Number | 0109351607 |
| Book / Page | 10935 / 1607 |
| Map Reference | MB 77 PG 96-102 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2023222096 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2024 |
| Title Company | TITLE TECH NETWORKS INC, TITLE TECH NETWORKS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8021 LA SERENA DR, TAMPA, FL 33614-2734 |
| Name | Verified Name |
|---|---|
| Address | 19646 LEONARD RD, LUTZ, FL 33558-5571 |
| Document Number | 0109351608 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 10935/1608 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 3, 2020 |
| Property Address | 19646 LEONARD RD, LUTZ, FL 33558-5571 |
| Document Number | 0101702301 |
| Book / Page | 010170 / 002301 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 145595 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,409.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19646 LEONARD RD LUTZ FL 335585571, LUTZ, FL 33558-5571 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 13, 2020 |
| Property Address | 19646 LEONARD RD, LUTZ, FL 33558-5571 |
| Document Number | 0101011643 |
| Book / Page | 10101 / 1643 |
| Map Reference | MB 77 PG 96-102 |
| Instrument Date | Apr 25, 2020 |
| Instrument | 2020077055 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19646 LEONARD RD, LUTZ, FL 33558-5571 |
| Document Number | 101011645 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 10101/1645 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 17, 2019 |
| Property Address | 19646 LEONARD RD, LUTZ, FL 33558-5571 |
| Document Number | 0099911754 |
| Book / Page | 009991 / 001754 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 177789 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,990.68 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19646 LEONARD RD LUTZ FL 335585571, LUTZ, FL 33558-5571 |
| Document Number | 99911756 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 009991/001756 |
| Instrument | 177790 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489,550 (+2.9%) | $611,614 (-1.79%) Land $98,010 Building $513,604 | |
| 2025 | $11,087.00 (-23.7%) Homeowner's exemption | $475,758 (+18.57%) Land $98,010 Building $377,748 | $622,778 (-4.08%) Land $98,010 Building $524,768 |
| 2024 | $14,530.00 (+49.87%) | ||
| 2023 | $9,695.00 (+8.51%) Additional exemption filed | $401,240 (+3.17%) Land $66,671 Building $334,569 | $649,295 (+26.72%) Land $66,671 Building $582,624 |
| 2022 | $8,935.00 Homeowner's exemption | $388,920 Land $55,539 Building $333,381 | $512,404 Land $55,539 Building $456,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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