19623 Leonard Rd, Lutz, FL 33558 Property Records

Pasco County property record for 19623 Leonard Rd, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,242 sqft · built 2020
Lot Size	0.188 acres (8,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Oct 2020)
Tax Bill	$12,538 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-26-18-0100-01400-0110`

Property Details

APN / Parcel Number

Primary APN	`34-26-18-0100-01400-0110`
Alternative APN	`1086703`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	4,242 sqft Living Area
Gross Area	5,316 sqft
Upper Floors Area	2,148 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,207 sqft (0.188 acres)
Garage Area	631 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1086703
Street Address	19623 LEONARD RD
City	LUTZ
State	FL
Zip	33558-5571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	MORSANI PHASE 2 PB 77 PG 096 BLOCK 14 LOT 11
Legal Range	18E
Legal Township	26S
Legal Section	34
Legal Subdivision	LONG LAKE RANCH VILLAGE
Legal Phase	2
Legal Tract	100
Legal Block	14
Legal Lot Number	11
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2028
Census Tract	31605

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19623 LEONARD RD, LUTZ, FL 33558-5571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	2020181784
Deed Book / Page	10205 / 296
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Oct 28, 2020
Property Address	19623 LEONARD RD, LUTZ, FL 33558-5571
Document Number	0102050296
Book / Page	010205 / 000296
Instrument Date	Oct 27, 2020
Instrument	181784
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2020
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19623 LEONARD RD LUTZ FL 335585571, LUTZ, FL 33558-5571

Mortgage

Document Number	102050298
Date	Oct 28, 2020
Book Page	010205/000298
Instrument	181785

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,538.00 (+4.67%) Homeowner's exemption	$524,340 (+5.99%) Land $119,270 Building $405,070	$783,749 (-3.93%) Land $119,270 Building $664,479
2023	$11,979.00 (+10.13%) Additional exemption filed	$494,730 (+3%) Land $82,442 Building $412,288	$815,842 (+28.45%) Land $82,442 Building $733,400
2022	$10,877.00 Homeowner's exemption	$480,320 Land $69,374 Building $410,946	$635,162 Land $69,374 Building $565,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 158 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	187 units insured incl. 29 condo units
Nearby Flood Claims	21 (1997–2024)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20