19639 Leonard Rd, Lutz, FL 33558 Property Records

Pasco County property record for 19639 Leonard Rd, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,531 sqft · built 2020
Lot Size0.166 acres (7,260 sqft)
OwnerIndividual Name on Record
Last Sale$779,500 (Feb 2024)
Tax Bill$15,148 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Feb 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-26-18-0100-01400-0120

Property Details

APN / Parcel Number

Primary APN34-26-18-0100-01400-0120
Alternative APN
  • 1086704

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,531 sqft Living Area
Gross Area4,826 sqft
1st Floor Area1,547 sqft
Upper Floors Area1,984 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,260 sqft (0.166 acres)
Garage Area871 sqft
PorchPorch
Porch Area424 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1086704
Street Address19639 LEONARD RD
CityLUTZ
StateFL
Zip33558-5571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionMORSANI PHASE 2 PB 77 PG 096 BLOCK 14 LOT 12
Legal Range18E
Legal Township26S
Legal Section34
Legal SubdivisionLONG LAKE RANCH VILLAGE
Legal Phase2
Legal Tract100
Legal Block14
Legal Lot Number12
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group2
Census Block2028
Census Tract31605

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address19639 LEONARD RD, LUTZ, FL 33558-5571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2024Warranty Deed, Transfer · Conventional Mortgage
GTE FCU
Feb 19, 2024Warranty Deed, Transfer
PATRIO TITLE LLC, PATRIOT TITLE LLC
Sep 18, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2024 · Amount on Record
Deed SaleFeb 19, 2024 · Amount on Record
Prior SaleFeb 19, 2024 · Amount on Record
Deed Document Number2024027719
Deed Book / Page10961 / 3492
Record UpdatedJun 8, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateFeb 19, 2024
Property Address19639 LEONARD RD, LUTZ, FL 33558-5571
Document Number0109613492
Book / Page10961 / 3492
Map ReferenceMB 77 PGS 96
Instrument DateFeb 14, 2024
Instrument2024027719
Transaction TypeTransfer
Record UpdatedMar 18, 2024
Title CompanyUS PATRIOT TITLE LLC

Transaction

AmountAmount Recorded
Tax$5,456.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19639 LEONARD RD, LUTZ, FL 33558-5571

Mortgage

Document Number2024027720
DateFeb 19, 2024
Instrument2024027720
Lender
NameGTE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.6%
IndexOther
Margin3
Max Rate10.6%

Mortgage

Document Number0109613497
DateFeb 19, 2024
Book Page10961/3497
Instrument2024027720
Lender
NameGTE FCU
TypeCredit Union
Address711 E HENDERSON AVE, TAMPA, FL 33602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.6%
IndexOther
Margin3
Max Rate10.6%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateFeb 19, 2024
Property Address19639 LEONARD RD, LUTZ, FL 33558-5571
Document Number0109613488
Book / Page10961 / 3488
Map ReferenceMB 77 PG 96
Instrument DateJan 23, 2024
Instrument2024027718
Transaction TypeTransfer
Record UpdatedMar 18, 2024
Title CompanyPATRIO TITLE LLC, PATRIOT TITLE LLC

Transaction

AmountAmount Recorded
Tax$5,460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19639 LEONARD RD, LUTZ, FL 33558-5571

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 PARKVIEW PLZ STE 400, 400, OAKBROOK TERRACE, IL 60181-4492
InvestorPossibly a Property Investor

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateSep 18, 2020
Property Address19639 LEONARD RD, LUTZ, FL 33558-5571
Document Number0101792769
Book / Page10179 / 2769
Map ReferenceMB 77 PG 96
Instrument DateSep 17, 2020
Instrument2020155048
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 13, 2021
Title CompanyMI TITLE AGENCY LTD L C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,927.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4343 ANCHOR PLAZA PKWY STE 200, 4343, TAMPA, FL 33634-7508

Transferred To (Grantee/Buyer)

NameVerified Name
Address19639 LEONARD RD, LUTZ, FL 33558-5571

Mortgage

Document Number101792771
DateSep 18, 2020
Instrument10179/2771
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,148.00 (+29.09%) Homeowner's exemption$679,555 (+41.5%) Land $116,893 Building $562,662$679,555 (-3.07%) Land $116,893 Building $562,662
2023$11,734.00 (+10.09%) Additional exemption filed$480,240 (+3%) Land $80,065 Building $400,175$701,066 (+28.36%) Land $80,065 Building $621,001
2022$10,659.00 Homeowner's exemption$466,260 Land $66,997 Building $399,263$546,165 Land $66,997 Building $479,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 158 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies187 units insured
incl. 29 condo units
Nearby Flood Claims21 (1997–2024)
Claims Outside the SFHA2 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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