1964 N Gibson Pt, Hernando, FL 34442 Property Records

Citrus County property record for 1964 N Gibson Pt, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,859 sqft · built 2000
Lot Size	0.165 acres (7,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (May 2015)
Tax Bill	$2,962 (2025)
Deeds & Mortgages	Mar 2021 Transfer Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2518S18E00900320`

Property Details

APN / Parcel Number

Primary APN	`2518S18E00900320`
Alternative APNs	`18E-18S-25-0090-00000-0320` `18E-18S-25-0090-032.0` `2938382`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,859 sqft Living Area
Gross Area	2,541 sqft
1st Floor Area	1,859 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	7,164 sqft (0.165 acres)
Lot Dimensions	130 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	265 sqft
Porch	Finished/Screened Porch
Porch Area	250 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2938382
Street Address	1964 N GIBSON PT
City	HERNANDO
State	FL
Zip	34442-6116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	HILLSIDE VILLAS THIRD ADDN PB 16 PG 115 LOT 32
Legal Range	18E
Legal Township	18S
Legal Section	25
Legal Subdivision	HILLSIDE VILLAS THIRD ADDITION
Legal Lot Number	32
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1002
Census Tract	450703

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1964 N GIBSON PT, HERNANDO, FL 34442-6116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Mar 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Feb 14, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2015 · Amount on Record
Deed Sale	May 18, 2015 · Amount on Record
Prior Sale	Sep 4, 2008 · Amount on Record
Deed Document Number	201523007
Deed Book / Page	2689 / 1152
Last Transfer Date	Mar 23, 2021
Transfer Doc	0031471788
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Mar 25, 2021
Property Address	1964 N GIBSON PT, HERNANDO, FL 34442-6116
Document Number	0031471788
Book / Page	3147 / 1788
Map Reference	MB 16 PG 115&116
Instrument Date	Mar 23, 2021
Instrument	2021019209
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1964 N GIBSON PT, HERNANDO, FL 34442-6116

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1964 N GIBSON PT, HERNANDO, FL 34442-6116
Document Number	0029912037
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1964 N GIBSON PT HERNANDO FL 344426116, HERNANDO, FL 34442-6116

Mortgage

Document Number	0029912037
Date	Jul 22, 2019
Book Page	002991/002037
Instrument	37783

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1964 N GIBSON PT, HERNANDO, FL 34442-6116
Document Number	0029542387
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1964 N GIBSON PT HERNANDO FL 344426116, HERNANDO, FL 34442-6116

Mortgage

Document Number	0029542387
Date	Feb 6, 2019
Book Page	002954/002387
Instrument	5945

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 5, 2044

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1964 N GIBSON PT, HERNANDO, FL 34442-6116
Document Number	0028161441
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1964 N GIBSON PT HERNANDO FL 344426116, HERNANDO, FL 34442-6116

Mortgage

Document Number	0028161441
Date	Mar 16, 2017
Book Page	002816/001441
Instrument	12089

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 14, 2017
Property Address	1964 N GIBSON PT, HERNANDO, FL 34442-6116
Document Number	0028101637
Book / Page	002810 / 001637
Instrument Date	Feb 14, 2017
Instrument	6799
Transaction Type	Transfer
Record Updated	Mar 2, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1964 N GIBSON PT HERNANDO FL 344426116, HERNANDO, FL 34442-6116

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,962.00 (+4.78%) Homeowner's exemption	$229,000 (-29.04%)	$312,539 (-3.16%) Land $34,000 Building $278,539
2024	$2,827.00 (+2.5%) Homeowner's exemption Additional exemption filed	$322,736 (+6.73%) Land $34,000 Building $288,736	$322,736 (+6.73%) Land $34,000 Building $288,736
2023	$2,758.00 (+6.98%) Homeowner's exemption Additional exemption filed	$302,380 (+13.88%) Land $34,000 Building $268,380	$302,380 (+13.88%) Land $34,000 Building $268,380
2022	$2,578.00 Homeowner's exemption Additional exemption filed	$265,516 Land $34,000 Building $231,516	$265,516 Land $34,000 Building $231,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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