1947 N Gibson Pt, Hernando, FL 34442 Property Records

Citrus County property record for 1947 N Gibson Pt, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,113 sqft · built 2004
Lot Size	0.173 acres (7,533 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jun 2021)
Tax Bill	$4,426 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2518S18E00900160`

Property Details

APN / Parcel Number

Primary APN	`2518S18E00900160`
Alternative APNs	`18E-18S-25-0090-00000-0160` `18E-18S-25-0090-016.0` `3178797`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,113 sqft Living Area
Gross Area	2,733 sqft
1st Floor Area	2,113 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Concrete
Lot Area	7,533 sqft (0.173 acres)
Lot Dimensions	140 ft deep x 54 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	252 sqft
Porch	Finished/Screened Porch
Porch Area	220 sqft
Patio Area	170 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3178797
Street Address	1947 N GIBSON PT
City	HERNANDO
State	FL
Zip	34442-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	HILLSIDE VILLAS THIRD ADDN PB 16 PG 115 LOT 16
Legal Range	18E
Legal Township	18S
Legal Section	25
Legal Subdivision	HILLSIDE VILLAS THIRD ADDITION
Legal Lot Number	16
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1002
Census Tract	450703

Owner

1947 N Gibson Pt is owned and occupied by an individual who bought it in June 2021.

Source: Citrus County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1947 N GIBSON PT, HERNANDO, FL 34442-6117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage 53 INVESTMENTS LLC
Jun 22, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Prior Sale	May 27, 2016 · Amount on File
Deed Document Number	202142457
Deed Book / Page	3177 / 978
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Recording Date	Sep 9, 2026
Property Address	1947 N GIBSON PT, HERNANDO, FL 34442-6117
Document Number	0000054191
Book / Page	3705 / 1348
Instrument Date	Aug 28, 2026
Instrument	202654191
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1947 N GIBSON PT, HERNANDO, FL 34442-6117

Mortgage

Document Number	0000054191,
Date	Sep 9, 2026
Book Page	3705/1348
Instrument	202654191

Lender

Name	53 INVESTMENTS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 22, 2021
Property Address	1947 N GIBSON PT, HERNANDO, FL 34442-6117
Document Number	0031770978
Book / Page	3177 / 978
Map Reference	MB 16 PG 115&116
Instrument Date	Jun 16, 2021
Instrument	2021042457
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 WYANDOTTE LN, 3, BELLPORT, NY 11713-2814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1947 N GIBSON PT, HERNANDO, FL 34442-6117

Mortgage

Document Number	3177980
Date	Jun 22, 2021
Instrument	3177/980

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1947 N Gibson Pt was $4,426 with exemptions applied, up 2.4% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,426.00 (+2.41%) Homeowner's exemption Disabled Person's exemption	$332,670 (-11.01%)	$360,628 (-3.53%) Land $57,000 Building $303,628
2024	$4,322.00 (+4.19%) Homeowner's exemption Additional exemption filed	$373,810 (+2.87%) Land $55,650 Building $318,160	$373,810 (+2.87%) Land $55,650 Building $318,160
2023	$4,148.00 (+5.28%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$363,396 (+19.25%) Land $55,650 Building $307,746	$363,396 (+19.25%) Land $55,650 Building $307,746
2022	$3,940.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$304,736 Land $55,650 Building $249,086	$304,736 Land $55,650 Building $249,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1947 N Gibson Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1947 N Gibson Pt is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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