1964 Clement Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1964 Clement Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,411 sqft · built 1950
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$138,500 (Jan 2019)
Tax Bill$5,114 (2026)
Deeds & MortgagesJan 2022 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.10-14-3

Property Details

APN / Parcel Number

Primary APN422800 59.10-14-3
Alternative APN
  • 280005901000140030000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,411 sqft Living Area
1st Floor Area806 sqft
Upper Floors Area605 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions125 ft deep x 77 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area300 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1964 CLEMENT RD
CitySCHENECTADY
StateNY
Zip12303-3680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,2DM,G1 1/2 COLD BROOK-187 5.-365-25
Legal Block14
Legal Lot Number3.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2008
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1964 CLEMENT RD, SCHENECTADY, NY 12303-3680
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · FHA Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 17, 2019Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2019 · Amount on Record
Deed SaleJan 17, 2019 · Amount on Record
Prior SaleJun 7, 2002 · Amount on Record
Deed Document Number20192539
Deed Book / Page2003 / 937
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1964 CLEMENT RD, SCHENECTADY, NY 12303-3680
Transaction TypeMortgage
Record UpdatedFeb 9, 2022
Title CompanyPRIORITY 1 ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1964 CLEMENT RD, SCHENECTADY, NY 12303-3680

Mortgage

Document Number0000002117
DateJan 13, 2022
Book Page5189/977
Instrument202202117
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueJun 1, 2051

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 17, 2019
Property Address1964 CLEMENT RD, SCHENECTADY, NY 12303-3680
Document Number0000002539
Book / Page002003 / 000937
Instrument DateJun 13, 2018
Instrument2539
Transaction TypeTransfer
Record UpdatedFeb 4, 2019
Title CompanyPRIORITY 1 ABSTRACT, PRIORITY 1 ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$554.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2519 CAMPBELL AVE SCHENECTADY NY 123063205, SCHENECTADY, NY 12306-3205

Mortgage

Document Number2540
DateJan 17, 2019
Book Page004890/000509
Instrument2540
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2049

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,114.00 (+1.71%)
2025$5,028.00$137,000 (-) Land $9,900 Building $127,100$210,800 (+16.92%) Land $15,233 Building $195,567
2023$137,000 Land $9,900 Building $127,100$180,300 Land $13,029 Building $167,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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