Schenectady County and Rotterdam Town property record for 1956 Clement Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,170 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Oct 2025) |
| Tax Bill | $4,927 (2026) |
| Deeds & Mortgages | Oct 2025 Foreclosure Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.10-14-5 |
| Primary APN | 422800 59.10-14-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Pool Area | 21 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1956 CLEMENT RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,2-DM COLDBROOK-189 5.-366-2 |
| Legal Block | 14 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 2501, SCHENECTADY, NY 12325-0501 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 31, 2025 | Referee's Deed, Foreclosure MACAULISH FREEDOM TRUST |
| Nov 22, 2017 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | May 8, 2006 · Amount on Record |
| Deed Document Number | 202525835 |
| Deed Book / Page | 2160 / 26 |
| Prior Transfer Date | Sep 25, 2025 |
| Prior Transfer Doc | 0000025835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Referee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 31, 2025 |
| Property Address | 1956 CLEMENT RD, SCHENECTADY, NY 12303-3680 |
| Document Number | 0000025835 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 202525835 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Title Company | BENNETT TITLE & ABS LLC, BENNETT TITLE & ASBTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2501, GLENVILLE, NY 12325-0501 |
| Document Number | 0000025836 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 202525836 |
| Name | MACAULISH FREEDOM TRUST |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1956 CLEMENT RD, SCHENECTADY, NY 12303-3680 |
| Document Number | 0000001014 |
| Book / Page | 004812 / 000187 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1956 CLEMENT RD SCHENECTADY NY 123033680, SCHENECTADY, NY 12303-3680 |
| Document Number | 0000001014 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 004812/000187 |
| Instrument | 1014 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,927.00 (+1.71%) | ||
| 2025 | $4,844.00 | $132,000 (-) Land $9,000 Building $123,000 | $203,100 (+10.8%) Land $13,848 Building $189,252 |
| 2024 | $132,000 (-) Land $9,000 Building $123,000 | $183,300 (+5.53%) Land $12,498 Building $170,802 | |
| 2023 | $132,000 Land $9,000 Building $123,000 | $173,700 Land $11,843 Building $161,857 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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