1952 Clement Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1952 Clement Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,413 sqft · built 1949
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Tax Bill$4,085 (2026)
Deeds & MortgagesJul 2026 Mortgage
Mar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN422800 59.10-14-6

Property Details

APN / Parcel Number

Primary APN422800 59.10-14-6
Alternative APN
  • 280005901000140060000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,413 sqft Living Area
1st Floor Area1,025 sqft
Upper Floors Area388 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions110 ft deep x 87 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1952 CLEMENT RD
CitySCHENECTADY
StateNY
Zip12303-3680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G2,SHDM,DNT 5.-366-3
Legal SubdivisionCOLD BROOK INC
Legal Block14
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2008
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1952 CLEMENT RD, SCHENECTADY, NY 12303-3680
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 15, 2018
Transfer Doc0000012729
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateJul 30, 2026
Property Address1952 CLEMENT RD, SCHENECTADY, NY 12303-3680
Document Number0000017105
Instrument DateJul 22, 2026
Instrument202617105
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1952 CLEMENT RD, SCHENECTADY, NY 12303-3680

Mortgage

Document Number0000017105,
DateJul 30, 2026
Instrument202617105
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMar 26, 2018
Property Address1952 CLEMENT RD, SCHENECTADY, NY 12303-3680
Document Number0000012729
Book / Page001983 / 000723
Instrument DateMar 15, 2018
Instrument12729
Transaction TypeTransfer
Record UpdatedApr 12, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1952 CLEMENT RD SCHENECTADY NY 123033680, SCHENECTADY, NY 12303-3680

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,085.00 (+1.74%) Homeowner's exemption Disabled Person's exemption
2025$4,015.00$137,000 (-) Land $9,900 Building $127,100$210,800 (+16.92%) Land $15,233 Building $195,567
2023$137,000 Land $9,900 Building $127,100$180,300 Land $13,029 Building $167,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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