1963 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 1963 NC 181, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,696 sqft · built 1998
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jul 2020)
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1784464258`

Property Details

APN / Parcel Number

Primary APN	`1784464258`
Alternative APN	`51372`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,696 sqft Living Area
Gross Area	7,003 sqft
1st Floor Area	3,242 sqft
Basement Area	3,242 sqft
Finished Basement	3,242 sqft
Flooring	Hardwood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Architectural Style	Log Home
Exterior Material	Logs
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Terrain	Rolling
Garage Type	Attached

Exterior Amenities

Porch	Open Porch
Porch Area	701 sqft
Deck Area	340 sqft
Patio Area	176 sqft
Canopy	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1784464258
Street Address	1963 NC 181
City	MORGANTON
State	NC
Zip	28655-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1963 NC 181 MORGANTON, NC 28655
Legal Subdivision	BYRON K FORGY PROP
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1007
Census Tract	20202

Owner

Source: Burke County records · APN 1784464258

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1963 NC 181, MORGANTON, NC 28655-9553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Aug 26, 2014 · Amount on Record
Deed Document Number	0002476503
Deed Book / Page	2476 / 503
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 17, 2020
Property Address	1963 NC 181, MORGANTON, NC 28655-9553
Document Number	0024760503
Book / Page	2476 / 503
Instrument Date	Jul 14, 2020
Instrument	2017042444
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4601 BLANTON RD, 4601, FAYETTEVILLE, NC 28303-5834

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1963 NC 181, MORGANTON, NC 28655-9553

Mortgage

Document Number	2017042445
Date	Jul 17, 2020
Instrument	2017042445

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,319.00 (-0.63%)	$508,255 (-) Land $19,490 Building $488,765	$508,255 (-) Land $19,490 Building $488,765
2023	$3,340.00 (+7.29%)	$508,255 (+31.62%) Land $19,490 Building $488,765	$508,255 (+31.62%) Land $19,490 Building $488,765
2022	$3,113.00	$386,147 Land $19,490 Building $366,657	$386,147 Land $19,490 Building $366,657

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230202021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2024, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.