1932 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 1932 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,323 sqft · built 1937
Lot Size	6.57 acres (286,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Aug 2023)
Tax Bill	$1,383 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1784660860`

Property Details

APN / Parcel Number

Primary APN	`1784660860`
Alternative APN	`28201`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	286,189 sqft (6.57 acres)
Porch	Slab
Porch Area	689 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1932 NC 181
City	MORGANTON
State	NC
Zip	28655-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1932 NC 181 MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2010
Census Tract	20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1932 NC 181, MORGANTON, NC 28655-9553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 27, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Deed Document Number	20237221
Deed Book / Page	2699 / 321
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 7, 2023
Property Address	1932 NC 181, MORGANTON, NC 28655-9553
Document Number	0026990321
Book / Page	2699 / 321
Instrument Date	Aug 7, 2023
Instrument	2023007221
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3637 CAMEO LN, LENOIR, NC 28645-9365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1932 NC 181, MORGANTON, NC 28655-9553

Mortgage

Document Number	2023007222
Date	Aug 7, 2023
Instrument	2023007222

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 27, 2021
Property Address	1932 NC 181, MORGANTON, NC 28655-9553
Document Number	0025430732
Book / Page	2543 / 732
Map Reference	FILE 97101
Instrument Date	May 25, 2021
Instrument	2021006189
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 DUMBARTON CT, CARY, NC 27511-6305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1932 NC 181, MORGANTON, NC 28655-9553

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,383.00 (+0.36%)	$202,644 (-) Land $42,655 Building $159,989	$202,644 (-) Land $42,655 Building $159,989
2025	$1,378.00 (-0.58%)	$202,644 (-0.14%) Land $42,655 Building $159,989	$202,644 (-0.14%) Land $42,655 Building $159,989
2023	$1,386.00 (+27.86%)	$202,931 (+58.92%) Land $42,655 Building $160,276	$202,931 (+58.92%) Land $42,655 Building $160,276
2022	$1,084.00	$127,691 Land $42,655 Building $85,036	$127,691 Land $42,655 Building $85,036

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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