Burke County property record for 2051 NC 181, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,025 sqft · built 1974 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,423 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1784465783 |
| Primary APN | 1784465783 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,025 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 1,215 sqft |
| Finished Basement | 405 sqft |
| Unfinished Basement | 1,215 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 62,726 sqft (1.44 acres) |
| Garage Type | Attached |
| Garage Area | 1,824 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 116 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2051 NC 181 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 2051 NC 181 MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20202 |
2051 NC 181 is owned and occupied by an individual.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2051 NC 181, MORGANTON, NC 28655-6711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2051 NC 181, MORGANTON, NC 28655-6711 |
| Document Number | 0022990640 |
| Book / Page | 002299 / 000640 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2051 NC 181 MORGANTON NC 286556711, MORGANTON, NC 28655-6711 |
| Document Number | 0022990640 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 002299/000640 |
| Instrument | 5864 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 28, 2037 |
The 2026 property tax bill for 2051 NC 181 was $1,423, up 0.4% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,423.00 (+0.35%) | $208,898 (-) Land $22,830 Building $186,068 | $208,898 (-) Land $22,830 Building $186,068 |
| 2025 | $1,418.00 | $208,898 Land $22,830 Building $186,068 | $208,898 Land $22,830 Building $186,068 |
| 2023 | $1,424.00 | $208,898 Land $22,830 Building $186,068 | $208,898 Land $22,830 Building $186,068 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2051 NC 181 in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2051 NC 181 is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures