1963 Canal Dr, Atwater, CA 95301 Property Records

Merced County property record for 1963 Canal Dr, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 1991
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Aug 2010)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-020-034-000`

Property Details

APN / Parcel Number

Primary APN	`001-020-034-000`
Alternative APN	`001-020-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	1,837 sqft
1st Floor Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Other
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	97 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	001-020-034
Street Address	1963 CANAL DR
City	ATWATER
State	CA
Zip	95301-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GARLAND EST LOT 9
Legal Subdivision	GARLAND ESTATE
Legal Lot Number	9
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2003
Census Tract	601

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 723, ATWATER, CA 95301-0723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC
Dec 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 29, 2022	Grant Deed, Transfer
Nov 20, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2010 · Amount on Record
Deed Sale	Aug 10, 2010 · Amount on Record
Prior Sale	May 18, 2010 · Amount on Record
Deed Document Number	201030451
Transfer Doc	0000012747
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1963 CANAL DR, ATWATER, CA 95301-3262
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 CANAL DR, ATWATER, CA 95301-3262

Mortgage

Document Number	0000027209
Date	Oct 14, 2025
Instrument	2025027209

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Mortgage Company
Address	BOSTON, MA 02116

Agreement

Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1963 CANAL DR, ATWATER, CA 95301-3262
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 CANAL DR, ATWATER, CA 95301-3262

Mortgage

Document Number	0000044040
Date	Dec 29, 2022
Instrument	2022044040

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 29, 2022
Property Address	1963 CANAL DR, ATWATER, CA 95301-3262
Document Number	0000012748
Map Reference	MB 40 PG 17&18
Instrument Date	Mar 10, 2022
Instrument	2022012748
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 CANAL DR, ATWATER, CA 95301-3262

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Nov 20, 2017
Property Address	1963 CANAL DR, ATWATER, CA 95301-3262
Document Number	0000039400
Instrument Date	Oct 26, 2017
Instrument	39400
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3257 SCOTT DR ATWATER CA 953012057, ATWATER, CA 95301-2057

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$330,140 (+2%) Land $92,006 Building $238,134
2025	$3,443.00 (+2.5%) Homeowner's exemption	$323,667 (+4.04%) Land $90,202 Building $233,465
2024	$3,359.00 (+2.72%)
2023	$3,270.00 (+131.1%) Homeowner's exemption	$311,100 Land $86,700 Building $224,400
2022	$1,415.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, T-Mobile.

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