1933 Canal Dr, Atwater, CA 95301 Property Records

Merced County property record for 1933 Canal Dr, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1992
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Apr 2021)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-020-035-000`

Property Details

APN / Parcel Number

Primary APN	`001-020-035-000`
Alternative APN	`001-020-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Other
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	22 sqft
Patio Area	191 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	001-020-035
Street Address	1933 CANAL DR
City	ATWATER
State	CA
Zip	95301-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GARLAND EST LOT 10
Legal Subdivision	GARLAND ESTATE
Legal Lot Number	10
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2003
Census Tract	601

Owner

Source: Merced County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1933 CANAL DR, ATWATER, CA 95301-3262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Apr 23, 2021	Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 9, 2017	Grant Deed, Transfer NATIONS LNDG
May 9, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	202118465
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0000008147
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Aug 26, 2026
Property Address	1933 CANAL DR, ATWATER, CA 95301-3262
Document Number	0000022926
Instrument Date	Aug 20, 2026
Instrument	202622926
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1933 CANAL DR, ATWATER, CA 95301-3262

Mortgage

Document Number	0000022926,
Date	Aug 26, 2026
Instrument	202622926

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 23, 2021
Property Address	1933 CANAL DR, ATWATER, CA 95301-3262
Document Number	0000018465
Map Reference	VOL 40 PG 17&18
Instrument Date	Mar 12, 2021
Instrument	2021018465
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 LAUREL AVE, ATWATER, CA 95301-3728

Mortgage

Document Number	0000018466
Date	Apr 23, 2021
Instrument	2021018466

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Feb 22, 2021
Property Address	1933 CANAL DR, ATWATER, CA 95301-3262
Document Number	0000008147
Map Reference	VOL 40 PG 17&18
Instrument Date	Nov 20, 2020
Instrument	2021008147
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1933 CANAL DR, ATWATER, CA 95301-3262

Mortgage

Document Number	0000008148
Date	Feb 22, 2021
Instrument	2021008148

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 9, 2017
Property Address	1933 CANAL DR, ATWATER, CA 95301-3262
Document Number	0000014472
Instrument Date	May 4, 2017
Instrument	14472
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$217.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1933 CANAL DR ATWATER CA 953013262, ATWATER, CA 95301-3262

Mortgage

Document Number	14474
Date	May 9, 2017
Instrument	14474

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	May 9, 2017
Property Address	1933 CANAL DR, ATWATER, CA 95301-3262
Document Number	0000014473
Instrument Date	May 4, 2017
Instrument	14473
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1933 CANAL DR ATWATER CA 953013262, ATWATER, CA 95301-3262

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,783 (+2%) Land $93,846 Building $253,937
2025	$3,628.00 (+5.25%) Homeowner's exemption	$340,964 (+4.04%) Land $92,006 Building $248,958
2023	$3,447.00 (+1.14%) Homeowner's exemption	$327,726 Land $88,434 Building $239,292
2022	$3,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, T-Mobile.

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