1961 Silver St, Waconia, MN 55387 Property Records

Carver County property record for 1961 Silver St, Waconia, MN 55387

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.25 ba · 2,280 sqft · built 2004
Lot Size0.242 acres (10,542 sqft)
OwnerIndividual Name on Record
Last Sale$394,000 (Dec 2019)
Tax Bill$6,530 (2026)
Deeds & MortgagesDec 2019 Sale & Mortgage
Jan 2019 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN75-4440260

Property Details

APN / Parcel Number

Primary APN75-4440260

Interior

Bedrooms5 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,280 sqft Finished Area
Gross Area3,213 sqft
1st Floor Area1,222 sqft
Basement Area853 sqft
Finished Basement853 sqft
Unfinished Basement1,049 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,542 sqft (0.242 acres)
Garage Area772 sqft
Deck Area366 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1961 SILVER ST
CityWACONIA
StateMN
Zip55387-8613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 25 TOWNSHIP 116 RANGE 025 SIERRA 5TH ADDITION LOT 007 BLOCK 003
Legal Range025
Legal Township116
Legal Section25
Legal SubdivisionSIERRA 5TH ADDITION
Legal Block3
Legal Lot Number7
JurisdictionCARVER MN
Township / Civil DivisionWACONIA
Census Block Group2
Census Block2011
Census Tract90302

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1961 SILVER ST, WACONIA, MN 55387-8613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2019Warranty Deed, Transfer · Conventional with PMI
PLAINS CMRC BK
Jan 7, 2019Trustee's Deed, Construction Loan · Line of Credit
OLD NAT'L BK
Dec 11, 2018Deed of Trust, Mortgage · Line of Credit
OLD NAT'L BK
Jan 18, 2018Loan Modification, Mortgage · Conventional Mortgage
KLEIN BK
Apr 27, 2017Quit Claim Deed, Transfer
TITLE MARK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2019 · Amount on Record
Deed SaleDec 16, 2019 · Amount on Record
Prior SaleJan 18, 2006 · Amount on Record
Deed Document Number2019688366
Prior Transfer DateFeb 15, 2017
Prior Transfer Doc0000644326
Record UpdatedSep 20, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateDec 16, 2019
Property Address1961 SILVER ST, WACONIA, MN 55387-8613
Document Number0000688366
Instrument DateNov 15, 2019
Instrument688366
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanyBURNET TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1961 SILVER ST WACONIA MN 553878613, WACONIA, MN 55387-8613

Mortgage

Document Number688367
DateDec 16, 2019
Instrument688367
Lender
NamePLAINS CMRC BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 15, 2049

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCARVER MN
Recording DateJan 7, 2019
Property Address1961 SILVER ST, WACONIA, MN 55387-8613
Instrument DateDec 14, 2018
Instrument672314
Transaction TypeConstruction Loan
Record UpdatedFeb 4, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6980 LAKETOWN PKWY WACONIA MN 553879222, WACONIA, MN 55387-9222

Mortgage

Document Number0000672314
DateJan 7, 2019
Instrument672314
Lender
NameOLD NAT'L BK
TypeBank
AddressCHASKA, MN 55318
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 6, 2020
Interest
Rate TypeAdjustable Rate

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address1961 SILVER ST, WACONIA, MN 55387-8613
Document Number0000672119
Instrument DateDec 11, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6980 LAKETOWN PKWY WACONIA MN 553879222, WACONIA, MN 55387-9222

Mortgage

Document Number0000672119
DateJan 2, 2019
Instrument672119
Lender
NameOLD NAT'L BK
TypeBank
AddressWACONIA, MN 55387
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 1, 2024
Interest
Rate TypeAdjustable Rate

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARVER MN
Property Address1961 SILVER ST, WACONIA, MN 55387-8613
Document Number0000657806
Instrument DateJan 18, 2018
Transaction TypeMortgage
Record UpdatedFeb 23, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6980 LAKETOWN PKWY WACONIA MN 553879222, WACONIA, MN 55387-9222

Mortgage

Document Number0000657806
DateJan 29, 2018
Instrument657806
Lender
NameKLEIN BK
TypeBank
AddressWACONIA, MN 55387
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 28, 2023

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARVER MN
Recording DateApr 27, 2017
Property Address1961 SILVER ST, WACONIA, MN 55387-8613
Document Number0000644326
Instrument DateFeb 15, 2017
Instrument644326
Transaction TypeTransfer
Record UpdatedJun 23, 2017
Title CompanyTITLE MARK

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9380 STATE HIGHWAY 284 WACONIA MN 553879574, WACONIA, MN 55387-9574

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWaconia City
Unified School DistrictWaconia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,530.00 (+9.49%) Homeowner's exemption$513,000 (+1.24%) Land $140,000 Building $373,000$513,000 (+1.24%) Land $140,000 Building $373,000
2025$506,700 (+1%) Land $115,000 Building $391,700$506,700 (+1%) Land $115,000 Building $391,700
2024$5,964.00 (-3.24%) Homeowner's exemption$501,700 (+2.49%) Land $110,000 Building $391,700$501,700 (+2.49%) Land $110,000 Building $391,700
2023$6,164.00 Homeowner's exemption$489,500 Land $110,000 Building $379,500$489,500 Land $110,000 Building $379,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaconia
serves 13,277 people · EPA ID MN1100010
Water SourceGroundwater
Last State InspectionDec 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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