Carver County property record for 1975 Silver St, Waconia, MN 55387
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,156 sqft · built 2004 |
| Lot Size | 0.392 acres (17,076 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,573 (Feb 2005) |
| Tax Bill | $5,600 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-4440280 |
| Primary APN | 75-4440280 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,156 sqft Finished Area |
| Gross Area | 2,663 sqft |
| 1st Floor Area | 1,110 sqft |
| Basement Area | 785 sqft |
| Finished Basement | 785 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,076 sqft (0.392 acres) |
| Garage Area | 640 sqft |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1975 SILVER ST |
|---|---|
| City | WACONIA |
| State | MN |
| Zip | 55387-8613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 25 TOWNSHIP 116 RANGE 025 SIERRA 5TH ADDITION LOT 009 BLOCK 003 |
| Legal Range | 025 |
| Legal Township | 116 |
| Legal Section | 25 |
| Legal Subdivision | SIERRA 5TH ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | WACONIA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 90302 |
Source: Carver County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1975 SILVER ST, WACONIA, MN 55387-8613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2005 · Amount on Record |
| Deed Sale | Feb 10, 2005 · Amount on Record |
| Prior Sale | Oct 18, 2004 · Amount on Record |
| Deed Document Number | 200565248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 1975 SILVER ST, WACONIA, MN 55387-8613 |
| Document Number | 0000695560 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | CAMBRIA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1975 SILVER ST WACONIA MN 553878613, WACONIA, MN 55387-8613 |
| Document Number | 0000695560 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 695560 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 6, 2040 |
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Waconia City |
| Unified School District | Waconia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,600.00 (+7.2%) Homeowner's exemption | $447,300 (+1.59%) Land $140,000 Building $307,300 | $447,300 (+1.59%) Land $140,000 Building $307,300 |
| 2025 | $440,300 (+0.34%) Land $115,000 Building $325,300 | $440,300 (+0.34%) Land $115,000 Building $325,300 | |
| 2024 | $5,224.00 (-2.39%) Homeowner's exemption | $438,800 (+2.4%) Land $110,000 Building $328,800 | $438,800 (+2.4%) Land $110,000 Building $328,800 |
| 2023 | $5,352.00 Homeowner's exemption | $428,500 Land $110,000 Building $318,500 | $428,500 Land $110,000 Building $318,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waconia serves 13,277 people · EPA ID MN1100010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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