1942 Silver St, Waconia, MN 55387 Property Records

Carver County property record for 1942 Silver St, Waconia, MN 55387

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,099 sqft · built 2004
Lot Size0.341 acres (14,854 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Aug 2016)
Tax Bill$4,326 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN75-4440160

Property Details

APN / Parcel Number

Primary APN75-4440160

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,099 sqft Finished Area
Gross Area2,844 sqft
1st Floor Area1,321 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,854 sqft (0.341 acres)
Garage Area654 sqft

Exterior Amenities

PorchPorch
Porch Area56 sqft
Deck Area440 sqft
Patio Area813 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1942 SILVER ST
CityWACONIA
StateMN
Zip55387-8613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 25 TOWNSHIP 116 RANGE 025 SIERRA 5TH ADDITION LOT 005 BLOCK 002
Legal Range025
Legal Township116
Legal Section25
Legal SubdivisionSIERRA 5TH ADDITION
Legal Block2
Legal Lot Number5
JurisdictionCARVER MN
Township / Civil DivisionWACONIA
Census Block Group2
Census Block2008
Census Tract90302

Owner

1942 Silver St is owned and occupied by an individual who bought it in August 2016.

Source: Carver County records, as of August 14, 2026

Owner of RecordIndividual Name on File
Mailing Address1942 SILVER ST, WACONIA, MN 55387-8613
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 18, 2020Deed of Trust, Mortgage · Line of Credit
SOUTHPOINT FIN'L CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2016 · Amount on File
Deed SaleAug 29, 2016 · Amount on File
Prior SaleJul 27, 2011 · Amount on File
Deed Document Number2016632857
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address1942 SILVER ST, WACONIA, MN 55387-8613
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyPILLAR TITLE SERVICES, PILLAR TILTE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A716651
DateFeb 1, 2021
InstrumentA716651
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address1942 SILVER ST, WACONIA, MN 55387-8613
Document Number0000707938
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1942 SILVER ST WACONIA MN 553878613, WACONIA, MN 55387-8613

Mortgage

Document Number0000707938
DateOct 21, 2020
Instrument707938
Lender
NameSOUTHPOINT FIN'L CU
AddressSLEEPY EYE, MN 56085
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 20, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1942 Silver St was $4,326 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWaconia City
Unified School DistrictWaconia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,326.00 Homeowner's exemption$475,600 (-1.96%) Land $140,000 Building $335,600$475,600 (-1.96%) Land $140,000 Building $335,600
2025$485,100 (+0.85%) Land $115,000 Building $370,100$485,100 (+0.85%) Land $115,000 Building $370,100
2024$5,720.00 (+5.61%) Homeowner's exemption$481,000 (+2.47%) Land $110,000 Building $371,000$481,000 (+2.47%) Land $110,000 Building $371,000
2023$5,416.00 Homeowner's exemption$469,400 Land $110,000 Building $359,400$469,400 Land $110,000 Building $359,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1942 Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1942 Silver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaconia
serves 13,277 people · EPA ID MN1100010
Water SourceGroundwater
Last State InspectionDec 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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