Lorain County property record for 1961 E 31st St, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,686 sqft · built 1900 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,730 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-095-110-037 |
| Primary APN | 03-00-095-110-037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,686 sqft Living Area |
| 1st Floor Area | 854 sqft |
| 2nd Floor Area | 832 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 190 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 274 sqft |
| Heating System | HVAC |
|---|
| Street Address | 1961 E 31ST ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-1922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L CO FRNT 0050.00 DPTH 0190.00 |
| Legal Subdivision | S L CO FRNT |
| Legal Block | 110 |
| Legal Lot Number | 550 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23600 |
Source: Lorain County records · APN 03-00-095-110-037
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1961 E 31ST ST, LORAIN, OH 44055-1922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1961 E 31ST ST, LORAIN, OH 44055-1922 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000931818 |
|---|---|
| Date | Oct 06, 2023 |
| Instrument | 2023-0931818 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,730.00 | $45,260 (+0.01%) Land $5,390 Building $39,870 | $129,300 (-) Land $15,400 Building $113,900 |
| 2024 | $1,730.00 (+50.83%) | $45,255 (+103.07%) Land $5,390 Building $39,865 | $129,300 (+103.08%) Land $15,400 Building $113,900 |
| 2023 | $1,147.00 (+0.88%) | $22,285 (+0.02%) Land $3,283 Building $19,002 | $63,670 (-) Land $9,380 Building $54,290 |
| 2022 | $1,137.00 | $22,280 Land $3,280 Building $19,000 | |
| 2021 | $63,670 Land $9,380 Building $54,290 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2007–2014) |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 398 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LORAIN CITY PWS serves 64,152 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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