1965 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 1965 E 31st St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,504 sqft · built 1900
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (May 2021)
Tax Bill	$905 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-095-110-038`

Property Details

APN / Parcel Number

Primary APN	`03-00-095-110-038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
1st Floor Area	821 sqft
2nd Floor Area	672 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1965 E 31ST ST
City	LORAIN
State	OH
Zip	44055-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEFFIELD LND CO 1 50 X 190
Legal Subdivision	SHEFFIELD LND CO 1 FRNT
Legal Block	110
Legal Lot Number	551
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1002
Census Tract	23600

Owner

Source: Lorain County records · APN 03-00-095-110-038

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1965 E 31ST ST, LORAIN, OH 44055-1922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Jul 31, 2001 · Amount on Record
Deed Document Number	2021003119
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 26, 2021
Property Address	1965 E 31ST ST, LORAIN, OH 44055-1922
Document Number	20210819715
Map Reference	VOL 4 PG 23&24
Instrument Date	May 15, 2021
Instrument	2021-0819715
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 E 31ST ST, LORAIN, OH 44055-1922

Mortgage

Document Number	20210819716
Date	May 26, 2021
Instrument	2021-0819716

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$905.00	$23,690 (+0.01%) Land $5,390 Building $18,300	$67,680 (-) Land $15,400 Building $52,280
2024	$905.00 (+0.89%)	$23,688 (+35.93%) Land $5,390 Building $18,298	$67,680 (+35.93%) Land $15,400 Building $52,280
2023	$897.00 (+0.9%)	$17,427 (+0.04%) Land $3,283 Building $14,144	$49,790 (-) Land $9,380 Building $40,410
2022	$889.00	$17,420 Land $3,280 Building $14,140
2021			$49,790 Land $9,380 Building $40,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2007–2014)
Most Recent Claim	May 2014 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 398 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORAIN CITY PWS serves 64,152 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.