1954 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 1954 E 31st St, Lorain, OH 44055

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,480 sqft · built 1900
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Aug 2017)
Tax Bill$1,380 (2025)
Deeds & MortgagesMar 2018 Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN03-00-095-111-014

Property Details

APN / Parcel Number

Primary APN03-00-095-111-014

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,480 sqft Living Area
1st Floor Area752 sqft
Basement Area728 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions192 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
PorchOpen Frame Porch
Porch Area285 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address1954 E 31ST ST
CityLORAIN
StateOH
Zip44055-1923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L CO 50 X 192
Legal SubdivisionS L CO
Legal Block111
Legal Lot Number603
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1003
Census Tract23600

Owner

Source: Lorain County records · APN 03-00-095-111-014

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1954 E 31ST ST, LORAIN, OH 44055-1923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
ILENE HAMPTON
Aug 10, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2017 · Amount on Record
Deed SaleAug 10, 2017 · Amount on Record
Prior SaleJul 03, 2001 · Amount on Record
Deed Document Number2017639914
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1954 E 31ST ST, LORAIN, OH 44055-1923
Document Number0000666227
Instrument DateMar 13, 2018
Transaction TypeMortgage
Record UpdatedApr 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1954 E 31ST ST LORAIN OH 440551923, LORAIN, OH 44055-1923

Mortgage

Document Number0000666227
DateMar 28, 2018
Instrument666227
Lender
NameILENE HAMPTON
Address130 OVERBROOK RD, ELYRIA, OH 44035-3617
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 10, 2017
Property Address1954 E 31ST ST, LORAIN, OH 44055-1923
Document Number0000639914
Instrument DateJul 26, 2017
Instrument639914
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$120.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1954 E 31ST ST LORAIN OH 440551923, LORAIN, OH 44055-1923

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,380.00 Homeowner's exemption$36,110 (-) Land $5,400 Building $30,710$103,170 (-) Land $15,430 Building $87,740
2024$1,380.00 (+63.9%)$36,110 (+120.68%) Land $5,401 Building $30,709$103,170 (+120.68%) Land $15,430 Building $87,740
2023$842.00 (-3.88%)$16,363 (+0.02%) Land $3,290 Building $13,073$46,750 (-) Land $9,400 Building $37,350
2022$876.00$16,360 Land $3,290 Building $13,070
2021$46,750 Land $9,400 Building $37,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (2007–2014)
Most Recent ClaimMay 2014 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 398 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLORAIN CITY PWS
serves 64,152 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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