1804 13th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1804 13th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.263 acres (11,494 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Nov 2023)
Tax Bill$3,394 (2025)
Deeds & MortgagesJan 2024 Mortgage
Nov 2023 Sale
Flood ZoneZone X (minimal risk)
APN85-410-0330

Property Details

APN / Parcel Number

Primary APN85-410-0330
Alternative APNs
  • 85-00410-0330
  • 42815

Exterior

Lot Area11,494 sqft (0.263 acres)

Location & Zoning

Account Number42815
Street Address1804 13TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-2230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15, BLK 3
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionROYAL OAKS
Legal Block3
Legal Lot Number15
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3000
Census Tract31500

Owner

1804 13th Ave SE is owned by an individual who bought it in November 2023.

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2127 28TH ST S, SAINT CLOUD, MN 56301-9065
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2024Deed of Trust, Mortgage
BREMER BANK NA
Nov 14, 2023Warranty Deed, Transfer
RESULTS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2023 · Amount on File
Deed SaleNov 14, 2023 · Amount on File
Deed Document Number2023963768
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address1804 13TH AVE SE, SAINT CLOUD, MN 56304-2230
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 3RD AVE SE, COLD SPRING, MN 56320-1458

Mortgage

Document Number0000965436
DateJan 8, 2024
Instrument965436
Lender
NameBREMER BANK NA
TypeBank
AddressSAINT PAUL, MN 55102
Agreement
AmountAmount on Record
Term58 Months
DueNov 24, 2028

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateNov 14, 2023
Property Address1804 13TH AVE SE, SAINT CLOUD, MN 56304-2230
Document Number0000963768
Instrument DateOct 19, 2023
Instrument963768
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyRESULTS TITLE

Transaction

AmountAmount on Record
Tax$775.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7001, SAINT CLOUD, MN 56302-7001

Tax Assessment & Valuation

The 2025 property tax bill for 1804 13th Ave SE was $3,394.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,100 (+4.15%) Land $40,000 Building $201,100$241,100 (+4.15%) Land $40,000 Building $201,100
2025$3,394.00$231,500 Land $40,000 Building $191,500$231,500 Land $40,000 Building $191,500
2023$2,526.00$227,700 Land $40,000 Building $187,700
2021$227,700 Land $40,000 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1804 13th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1804 13th Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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