Franklin County property record for 196 Windmere Trl, Moneta, VA 24121 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,932 sqft · built 1978 |
| Lot Size | 0.436 acres (18,992 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $700,000 (Dec 2017) |
| Tax Bill | $5,656 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 03-024 00 |
| Primary APN | 048 03-024 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 4,773 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,992 sqft (0.436 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 456 sqft |
| Deck Area | 493 sqft |
| Patio Area | 793 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 14728 |
|---|---|
| Street Address | 196 WINDMERE TRL |
| City | MONETA |
| State | VA |
| Zip | 24121-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDMERE POINT LOT 24 |
| Legal Subdivision | WINDMERE POIN |
| Legal Lot Number | 24 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20104 |
Source: Franklin County records · APN 048 03-024 00
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 196 WINDMERE TRL, MONETA, VA 24121-3215 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 14, 2025 | Intrafamily Transfer, Transfer |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2017 · Amount on Record |
| Deed Sale | Dec 14, 2017 · Amount on Record |
| Deed Document Number | 20177993 |
| Deed Book / Page | 1101 / 1885 |
| Last Transfer Date | Oct 09, 2025 |
| Transfer Doc | 0012353036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Oct 14, 2025 |
| Property Address | 196 WINDMERE TRL, MONETA, VA 24121-3215 |
| Document Number | 0012353036 |
| Book / Page | 1235 / 3036 |
| Map Reference | MB 7 PG 72&73 |
| Instrument Date | Oct 09, 2025 |
| Instrument | 250006686 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 196 WINDMERE TRL, MONETA, VA 24121-3215 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 196 WINDMERE TRL, MONETA, VA 24121-3215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011470092 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 1147/92 |
| Instrument | 200007052 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Dec 14, 2017 |
| Property Address | 196 WINDMERE TRL, MONETA, VA 24121-3215 |
| Document Number | 0011011885 |
| Book / Page | 001101 / 001885 |
| Instrument Date | Dec 04, 2017 |
| Instrument | 7993 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 STERLING HEIGHTS LN BLACKSBURG VA 240602690, BLACKSBURG, VA 24060-2690 |
| Document Number | 11011887 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 001101/001887 |
| Instrument | 7994 |
| Name | UNION MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,656.00 (+30.14%) | $1,315,500 (+84.63%) Land $260,000 Building $1,055,500 | $1,315,500 (+84.63%) Land $260,000 Building $1,055,500 |
| 2023 | $4,346.00 | $712,500 (-) Land $255,000 Building $457,500 | $712,500 (-) Land $255,000 Building $457,500 |
| 2022 | $712,500 Land $255,000 Building $457,500 | $712,500 Land $255,000 Building $457,500 |
Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510670201043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Shenandoah Telecommunications Company | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
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